Madison County property record for 1426 3rd St, Cottage Hills, IL 62018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $754 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2022 Mortgage |
| APN | 19-2-08-03-04-404-007 |
| Primary APN | 19-2-08-03-04-404-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1426 3RD ST |
|---|---|
| City | COTTAGE HILLS |
| State | IL |
| Zip | 62018-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST HOMES SUBD LOT 116 50X150 |
| Legal Subdivision | FOREST HOMES SUBD |
| Legal Lot Number | 116 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 401701 |
1426 3rd St is owned and occupied by an individual who acquired it in March 2016.
Source: Madison County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1406 3RD ST, COTTAGE HILLS, IL 62018-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FCB BANKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2016 |
| Deed Sale | Mar 9, 2016 |
| Prior Sale | Aug 31, 2011 · Amount on File |
| Deed Document Number | 20167402 |
| Prior Transfer Date | Mar 4, 2016 |
| Prior Transfer Doc | 0000007402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 7, 2026 |
| Property Address | 1426 3RD ST, COTTAGE HILLS, IL 62018-1451 |
| Document Number | 0000019162 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202619162 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1426 3RD ST, COTTAGE HILLS, IL 62018-1451 |
| Document Number | 0000019162, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202619162 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 12, 2022 |
| Property Address | 1426 3RD ST, COTTAGE HILLS, IL 62018-1451 |
| Document Number | 0000033048 |
| Map Reference | PB 21 PG 83 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022R33048 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1426 3RD ST, COTTAGE HILLS, IL 62018-1451 |
| Document Number | 0000033049 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022R33049 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
The 2025 property tax bill for 1426 3rd St was $754 with a homeowner's exemption, up 11.5% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Wood River Township |
| Unified School District | Bethalto Consolidated Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754.00 (+11.54%) | $17,950 Land $1,870 Building $16,080 | $53,850 Land $5,610 Building $48,240 |
| 2024 | $676.00 | ||
| 2022 | $563.00 | $14,250 Land $1,490 Building $12,760 | $42,792 Land $4,474 Building $38,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1426 3rd St; there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1426 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Also Mapped Here | IL AMERICAN-ALTON |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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