Frederick County property record for 14255 Ridenour Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,699 sqft · built 2018 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2023) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-279038 |
| Primary APN | 10-279038 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,275 sqft |
| 1st Floor Area | 1,699 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Deck Area | 225 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 279038 |
|---|---|
| Street Address | 14255 RIDENOUR RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2 SECTION 3 1.49 ACRES HOPEFUL ACRES |
| Legal Subdivision | HOPEFUL ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 752900 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed, Transfer CLEAR TITLE, CLEAR TITLE LLC |
| Jun 22, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 17, 2019 | Deed, Transfer · VA Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Oct 12, 2018 | Deed of Trust, Mortgage PRIME LNDG |
| Jan 31, 2018 | Grant Deed, Construction Loan · Construction Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Book / Page | 16568 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 21, 2023 |
| Property Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 0165680200 |
| Book / Page | 16568 / 200 |
| Map Reference | MB 76 PG 26 |
| Instrument Date | Aug 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 22, 2021 |
| Property Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 0150080128 |
| Book / Page | 15008 / 128 |
| Map Reference | MB 76 PG 26 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20328 SPLENDOR VIEW TER, 20328, HAGERSTOWN, MD 21740-8902 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 15008133 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 15008/133 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 17, 2019 |
| Property Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 0130870488 |
| Book / Page | 13087 / 0488 |
| Map Reference | MB 76 PG 26 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,097.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 130870495 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 13087/0495 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 0126970149 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | MID ATLANTIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14255 RIDENOUR RD SMITHSBURG MD 217839249, SMITHSBURG, MD 21783-9249 |
| Document Number | 0126970149 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 012697/000149 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 31, 2018 |
| Property Address | 14255 RIDENOUR RD, SMITHSBURG, MD 21783-9249 |
| Document Number | 0122570319 |
| Book / Page | 012257 / 000319 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 9, 2018 |
| Title Company | MID ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15625 OLD FREDERICK RD EMMITSBURG MD 217278212, EMMITSBURG, MD 21727-8212 |
| Document Number | 122570323 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 012257/000323 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 30, 2019 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,500 (-3.76%) Land $85,000 Building $380,500 | $465,500 (-12.02%) Land $85,000 Building $380,500 | |
| 2025 | $5,998.00 (+27.86%) | $483,667 (+23.13%) | $529,100 (+34.7%) Land $85,000 Building $444,100 |
| 2023 | $4,691.00 | $392,800 Land $74,200 Building $318,600 | $392,800 Land $74,200 Building $318,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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