14255 Esprit Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 14255 Esprit Dr, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,599 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$409,900 (Sep 2021)
Tax Bill	$5,682 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-005-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-005-020.000-018`
Alternative APN	`1709210005020000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,599 sqft Living Area
1st Floor Area	1,358 sqft
2nd Floor Area	1,529 sqft
Basement Area	712 sqft
Finished Basement	712 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	182 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709210005020000
Street Address	14255 ESPRIT DR
City	CARMEL
State	IN
Zip	46074-8984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .35, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 5, LOT 147, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	21
Legal Subdivision	SADDLE CREEK
Legal Block	5
Legal Lot Number	147
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	110909

Owner

14255 Esprit Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14255 ESPRIT DR, CARMEL, IN 46074-8984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	2021065602
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 8, 2021
Property Address	14255 ESPRIT DR, CARMEL, IN 46074-8984
Document Number	0000065602
Instrument Date	Jun 21, 2021
Instrument	2021065602
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14255 ESPORT DRIVE, 46079
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065603
Date	Sep 8, 2021
Instrument	2021065603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,600 (-2.48%) Land $130,400 Building $360,200	$490,600 (-2.48%) Land $130,400 Building $360,200
2024	$5,682.00 (+27.31%)	$503,100 (+20.65%) Land $130,400 Building $372,700	$503,100 (+20.65%) Land $130,400 Building $372,700
2023	$4,463.00 (+9.6%) Homeowner's exemption	$417,000 (+16.16%) Land $66,300 Building $350,700	$417,000 (+16.16%) Land $66,300 Building $350,700
2022	$4,072.00 Homeowner's exemption	$359,000 Land $66,300 Building $292,700	$359,000 Land $66,300 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14255 Esprit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14255 Esprit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20