Effingham County property record for 14255 E 905th Ave, Effingham, IL 62401 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Year Built | Built 1973 |
| Square Footage | 1,399 sqft Base Area |
| Lot Size | 104,544 sqft (2.4 acres) |
| Garage | 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2011) |
| Tax Bill | $2,500.00 (2024) |
| Primary APN | 14-10-016-074 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Building Area | 1,399 sqft Base Area |
| 1st Floor | 1,399 sqft 1st Floor |
| Basement Area | 679 sqft Basement |
| Unfinished Basement | 679 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame Construction |
| Lot Area | 104,544 sqft (2.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 572 sqft Garage |
| Street Address | 14255 E 905TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4875 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT S 7AC S 1/2 SE SW 2767/208 |
| Legal Subdivision | FIELDS AND TAYLORS SUBDIVISION |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | WATSON |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-016-074
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14255 E 905TH AVE, EFFINGHAM, IL 62401-4875 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2011 · Amount on Record |
| Deed Sale | Oct 07, 2011 · Amount on Record |
| Deed Doc Number | 20111104786 |
| Deed Book / Page | 2767 / 208 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 04, 2026 |
| Property Address | 14255 E 905TH AVE, EFFINGHAM, IL 62401-4875 |
| Document Number | 0000002061 |
| Instrument Date | May 04, 2026 |
| Instrument | 20262061 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14255 E 905TH AVE, EFFINGHAM, IL 62401-4875 |
| Document Number | 0000002061, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 20262061 |
| Name | CROSSROADS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | May 08, 2033 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14255 E 905TH AVE, EFFINGHAM, IL 62401-4875 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3482/279 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 3482/279 |
| Instrument | 201901902807 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Credit Union |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,500.00 (+31.3%) | $52,150 (+21.53%) Land $4,650 Building $47,500 | $156,450 (+21.53%) Land $13,950 Building $142,500 |
| 2022 | $1,904.00 Homeowner's exemption | $42,910 Land $3,830 Building $39,080 | $128,730 Land $11,490 Building $117,240 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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