1425 Williston Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1425 Williston Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1923
Lot Size	0.101 acres (4,410 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Jan 2023)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2023 Second Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`8913-25-355-016`

Property Details

APN / Parcel Number

Primary APN	`8913-25-355-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,410 sqft (0.101 acres)
Lot Dimensions	105 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1425 WILLISTON AVE
City	WATERLOO
State	IA
Zip	50702-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS LINWOOD AVENUE PLAT E 42 FT LOT 8 J J MILLERS SUB E 42.1 FT S 37.5 FT LOT 7
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	AUDITORS LINWOOD AVENUE PLAT
Legal Lot Number	7,8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2024
Census Tract	200

Owner

1425 Williston Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Aug 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Nov 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORP
Apr 14, 2006	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
May 25, 2012	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Apr 29, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
May 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Apr 18, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Mar 21, 2007	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 18, 2023	Warranty Deed, Transfer
Nov 6, 2010	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage US BANK NA
May 26, 2010	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on File
Deed Sale	Jan 18, 2023 · Amount on File
Prior Sale	May 26, 2010 · Amount on File
Deed Document Number	202310374
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	2011002083
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300007282
Date	Nov 4, 2022
Instrument	202300007282

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400002175
Date	Aug 15, 2023
Instrument	202400002175

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2038

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 W 15TH ST 4, 4, WATERLOO, IA 50702-1259

Mortgage

Document Number	202300010375
Date	Jan 18, 2023
Instrument	2023-00010375

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 5, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010376
Date	Jan 18, 2023
Instrument	2023-00010376

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 5, 2033

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006012628
Date	Nov 14, 2005
Instrument	2006012628

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2035

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200624882
Date	Apr 14, 2006
Instrument	200624882

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012021876
Date	May 25, 2012
Instrument	2012021876

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52246

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	10%

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005025043
Date	Apr 29, 2005
Instrument	2005025043

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006027258
Date	May 12, 2006
Instrument	2006027258

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005023915
Date	Apr 18, 2005
Instrument	2005023915

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007019629
Date	Mar 21, 2007
Instrument	2007019629

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 18, 2023
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Document Number	202300010374
Instrument Date	Jan 12, 2023
Instrument	2023-00010374
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$189.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334

November 2010: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 6, 2010
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Document Number	2011009387
Instrument Date	Oct 29, 2010
Instrument	2011009387
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334

Mortgage

Document Number	2011009388
Date	Nov 8, 2010
Instrument	2011-009388

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

May 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 26, 2010
Property Address	1425 WILLISTON AVE, WATERLOO, IA 50702-2334
Document Number	2011002083
Instrument Date	May 7, 2010
Instrument	2011002083
Transaction Type	Foreclosure
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ONE HOME CAMPUS

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Williston Ave was $1,620 with a homeowner's exemption, down 4.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (-4.37%) Homeowner's exemption	$90,260 Land $8,510 Building $81,750	$90,260 Land $8,510 Building $81,750
2024	$1,694.00
2023		$88,280 (+38.5%) Land $8,510 Building $79,770	$88,280 Land $8,510 Building $79,770
2022	$1,204.00 Homeowner's exemption	$63,740 Land $8,510 Building $55,230
2021			$63,740 Land $8,510 Building $55,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Williston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1425 Williston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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