1425 Somerville Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 1425 Somerville Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,290 sqft · built 1950
Lot Size	0.215 acres (9,346 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Jun 2026)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129766-0000`

Property Details

APN / Parcel Number

Primary APN	`129766-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	1,290 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,346 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1425 SOMERVILLE RD
City	JACKSONVILLE
State	FL
Zip	32207-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	19-77 20-2S-27E HARBOR OAKS S/D LOT 3 BLK 3
Legal Range	27E
Legal Township	02S
Legal Section	42
Legal Subdivision	HARBOR OAKS S/D
Legal Block	3
Legal Lot Number	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3010
Census Tract	15600

Owner

1425 Somerville Rd is owned and occupied by an individual who bought it in June 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1425 SOMERVILLE RD, JACKSONVILLE, FL 32207-2028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Jun 27, 2025 · Amount on File
Deed Document Number	2026128793
Deed Book / Page	21929 / 1160
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 3, 2026
Property Address	1425 SOMERVILLE RD, JACKSONVILLE, FL 32207-2028
Document Number	0000128793
Book / Page	21929 / 1160
Instrument Date	Jun 1, 2026
Instrument	2026128793
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	US PATRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224,826.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 SOMERVILLE RD, JACKSONVILLE, FL 32207-2028

Mortgage

Document Number	0000128795,
Date	Jun 3, 2026
Instrument	2026128795

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 3, 2026
Property Address	1425 SOMERVILLE RD, JACKSONVILLE, FL 32207-2028
Document Number	0219291160
Book / Page	21929 / 1160
Instrument Date	Jun 1, 2026
Instrument	2026128793
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PATRIOT TITLE, US PATRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224,826.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 SOMERVILLE RD, JACKSONVILLE, FL 32207-2028

Mortgage

Document Number	0000128795,
Date	Jun 3, 2026
Instrument	2026128795

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Somerville Rd was $1,519, up 16% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,892 (+21.18%) Land $76,388 Building $51,504	$127,892 (+0.7%) Land $76,388 Building $51,504
2025	$1,519.00 (+16.04%) Homeowner's exemption	$105,537	$127,008 Land $76,388 Building $50,620
2024	$1,309.00 (+3.72%)
2023	$1,262.00 (+10.41%) Homeowner's exemption	$99,576 (+3%)	$193,703 (+7.86%) Land $69,112 Building $124,591
2022	$1,143.00 Homeowner's exemption	$96,676	$179,586 Land $65,475 Building $114,111

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1425 Somerville Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (1984–2017)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Somerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, T-Mobile.

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