1425 Simmons Gap Rd, Dyke, VA 22935 Property Records

Albemarle County property record for 1425 Simmons Gap Rd, Dyke, VA 22935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$268,001 (Jul 2022)
Tax Bill	$2,666 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00900-00-00-006E0`

Property Details

APN / Parcel Number

Primary APN	`00900-00-00-006E0`
Alternative APN	`1441`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	264 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1425 SIMMONS GAP RD
City	DYKE
State	VA
Zip	22935-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1013
Census Tract	10100

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1425 SIMMONS GAP RD, DYKE, VA 22935-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed, Transfer · Conventional Mortgage NFM INC
Jan 8, 2020	Grant Deed, Transfer WATERSTONE MTG
May 1, 2017	Grant Deed, Transfer FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	20229045
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 26, 2022
Property Address	1425 SIMMONS GAP RD, DYKE, VA 22935-1107
Document Number	202200009045
Map Reference	MB 580 PG 593
Instrument Date	Jul 20, 2022
Instrument	202200009045
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 SIMMONS GAP RD, DYKE, VA 22935-1107

Mortgage

Document Number	202200009046
Date	Jul 26, 2022
Instrument	202200009046

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 8, 2020
Property Address	1425 SIMMONS GAP RD, DYKE, VA 22935-1107
Document Number	0000000246
Book / Page	005264 / 000244
Instrument Date	Dec 17, 2019
Instrument	246
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 SIMMONS GAP RD DYKE VA 229351107, DYKE, VA 22935-1107

Mortgage

Document Number	247
Date	Jan 8, 2020
Book Page	005264/000247
Instrument	247

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 1, 2017
Property Address	1425 SIMMONS GAP RD, DYKE, VA 22935-1107
Document Number	0000004857
Book / Page	004903 / 000454
Instrument Date	Apr 25, 2017
Instrument	4857
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 SIMMONS GAP RD DYKE VA 229351107, DYKE, VA 22935-1107

Mortgage

Document Number	4858
Date	May 1, 2017
Book Page	004903/000457
Instrument	4858

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,666.00 (+3.61%)	$298,200 (+3.58%) Land $78,400 Building $219,800	$298,200 (+3.58%) Land $78,400 Building $219,800
2025	$2,573.00 (+13.85%)	$287,900 (+8.76%) Land $78,400 Building $209,500	$287,900 (+8.76%) Land $78,400 Building $209,500
2023	$2,260.00	$264,700 Land $78,400 Building $186,300	$264,700 Land $78,400 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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