Minnehaha County property record for 1425 S Olive Dr, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,066 sqft · built 1958 |
| Lot Size | 0.211 acres (9,187 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $211,000 (Jun 2019) |
| Tax Bill | $4,029 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-23-330-012-000 |
| Primary APN | 01-22-23-330-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Finished Area |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 1,021 sqft |
| Family Room | Family Room |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,187 sqft (0.211 acres) |
| Lot Dimensions | 114 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36000 |
|---|---|
| Street Address | 1425 S OLIVE DR |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 15 HILLTOP HEIGHTS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | HILLTOP HEIGHTS |
| Legal Block | 15 |
| Legal Lot Number | 16 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1801 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Apr 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST BANK & TRUST |
| Apr 24, 2024 | Warranty Deed, Transfer · FHA Mortgage FIRST BANK & TRUST |
| Apr 24, 2024 | Warranty Deed, Transfer · FHA Mortgage FIRST BANK & TRUST |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Deed Book / Page | 589-D / 0814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1881MTG/11 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 1881 MTG/11 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG1982/140 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | MTG 1982/140 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | 3905 W 49TH ST, SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 518 N FAIRFAX AVE, SIOUX FALLS, SD 57103-0824 |
| Document Number | 0MTG1983/8 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | MTG 1983/8 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 520 6TH ST, BROOKINGS, SD 57006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Apr 24, 2024 |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | EES625/460 |
| Book / Page | EES625 / 460 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | 00MTG19838 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | MTG 1983/8 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Apr 24, 2024 |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | DEEDS625/460 |
| Book / Page | DEEDS625 / 460 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | 00MTG19838 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | MTG 1983/8 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 24, 2019 |
| Property Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | 589DEED/0814 |
| Book / Page | 589 DEED / 0814 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1425 S OLIVE DR, SIOUX FALLS, SD 57103-3430 |
| Document Number | 1861MTG0464 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 1861 MTG/0464 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,634 (-0.23%) Land $33,230 Building $260,404 | $293,634 Land $33,230 Building $260,404 | |
| 2025 | $4,029.00 | $294,300 (+9.81%) Land $33,600 Building $260,700 | |
| 2024 | $4,029.00 (+9.96%) | $268,000 (+11.3%) Land $33,600 Building $234,400 | |
| 2022 | $3,664.00 | $240,800 Land $33,600 Building $207,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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