1425 Retreat Cir, Clermont, FL 34714 Property Records

Lake County property record for 1425 Retreat Cir, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 2018
Lot Size	0.031 acres (1,350 sqft)
Owner	Company Name on File
Last Sale	$229,900 (Dec 2018)
Tax Bill	$4,533 (2024)
Deeds & Mortgages	Feb 2020 Transfer Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-24-26-1920-000-05600`

Property Details

APN / Parcel Number

Primary APN	`25-24-26-1920-000-05600`
Alternative APNs	`262425192000005600` `3865032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	810 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,350 sqft (0.031 acres)

Exterior Amenities

Pool Area	72 sqft
Porch	Finished/Open Porch
Porch Area	282 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3865032
Street Address	1425 RETREAT CIR
City	CLERMONT
State	FL
Zip	34714-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RETREAT AT SILVER CREEK PB 62 PG 23-26 LOT 56 ORB 5417 PG 401
Legal Range	26E
Legal Township	24S
Legal Section	25
Legal Subdivision	RETREAT AT SILVER CREEK
Legal Tract	A-Q
Legal Lot Number	56
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1030
Census Tract	31314

Owner

1425 Retreat Cir is owned by a company that acquired it in October 2019.

Source: Lake County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	5411 INTERNATIONAL DR, ORLANDO, FL 32819-8502
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 7, 2018	Warranty Deed, Subdivision Related Transfer · ARM RECOVCO MORTGAGE MANAGEMENT LLC
Dec 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Dec 7, 2018 · Amount on File
Deed Document Number	2018141225
Deed Book / Page	5207 / 1868
Last Transfer Date	Oct 10, 2019
Transfer Doc	0054170401
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Feb 5, 2020
Property Address	1425 RETREAT CIR, CLERMONT, FL 34714-4407
Document Number	0054170401
Book / Page	005417 / 000401
Instrument Date	Oct 10, 2019
Instrument	14885
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5411 INTERNATIONAL DR ORLANDO FL 328198502, ORLANDO, FL 32819-8502

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 7, 2018
Property Address	1425 RETREAT CIR, CLERMONT, FL 34714-4407
Document Number	0052071868
Book / Page	5207 / 1868
Map Reference	MB 62 PG 23-26
Instrument Date	Dec 4, 2018
Instrument	2018141225
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 INTERNATIONAL PKWY, 942, LAKE MARY, FL 32746-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RUA RIO DE JANEIRO, MEDIANEIRA XX

Mortgage

Document Number	2018141228
Date	Dec 7, 2018
Instrument	2018141228

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.56%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	6.56%
Max Rate At Change	8.56%
Index	1-Year LIBOR
Max Rate	11.5%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Dec 7, 2018
Property Address	1425 RETREAT CIR, CLERMONT, FL 34714-4407
Document Number	0052071865
Book / Page	005207 / 001865
Instrument Date	Dec 4, 2018
Instrument	141223
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	942 INTERNATIONAL PKWY LAKE MARY FL 327465219, LAKE MARY, FL 32746-5219
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,451 (-0.03%) Land $53,000 Building $215,451	$268,451 (-0.03%) Land $53,000 Building $215,451
2025		$268,542 Land $53,000 Building $215,542	$268,542 Land $53,000 Building $215,542
2024	$4,533.00 (+8.97%)
2023	$4,160.00 (+16.99%)	$289,092 (+16.64%)	$289,092 (+16.64%) Land $53,000 Building $236,092
2022	$3,556.00	$247,848	$247,848 Land $32,250 Building $215,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Retreat Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Retreat Cir is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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