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1425 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1425 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2013
Square Footage2,569 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$485,500 (2021)
Tax Bill$4,905.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-4445-0001-0890
Alternative APN
  • 253117444500010890

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,569 sqft Living Area
Gross Area3,278 sqft Gross Area
1st Floor2,071 sqft 1st Floor
Upper Floors498 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area600 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area64 sqft Pool
Deck Area776 sqft Deck
Patio Area120 sqft Patio
Porch Area469 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1425 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 1 PB 22 PG 86-87 LOT 89
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE PH 1
Legal Phase1
Legal Tract4445
Legal Block890
Legal Lot Number89
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1030
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-4445-0001-0890

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CENLAR FSB
Aug 17, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
HOMETOWN EQUITY MORTGAGE
Apr 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
JAY BAUMANN
Mar 13, 2019Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
SYNERGY ONE LENDING
Sep 19, 2017Warranty Deed, Transfer
SAINT LAWRENCE TITLE INC
Feb 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleMar 13, 2019
Deed Doc Number2021127367
Deed Book / Page6024 / 538
Prior Transfer DateMar 08, 2019
Prior Transfer Doc0054910413
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401

Mortgage

Document Number0059772734
DateJun 10, 2021
Book Page5977/2734
Instrument2021090203
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueApr 01, 2049

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2021
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0060240538
Book / Page6024 / 538
Map ReferenceMB 22 PG 86&87
Instrument DateAug 16, 2021
Instrument2021127367
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,398.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address827 E 26TH AVE, 827, NEW SMYRNA BEACH, FL 32169-3615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401

Mortgage

Document Number0006024543
DateAug 17, 2021
Instrument6024/543
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0055280869
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1425 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

Mortgage

Document Number0055280869
DateMay 22, 2019
Book Page005528/000869
Instrument66018
Lender
NameJAY BAUMANN
Address7 RIDGE RD, MOORCROFT, WY 82721-9813
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 13, 2019
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0054910410
Book / Page5491 / 0410
Map ReferenceMB 22 PG 86
Instrument DateMar 08, 2019
Instrument2019032294
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401

Mortgage

Document Number2019032295
DateMar 13, 2019
Instrument2019032295
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 19, 2017
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0052091772
Book / Page005209 / 001772
Instrument DateSep 15, 2017
Instrument132358
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanySAINT LAWRENCE TITLE INC

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PINE MARSH LOOP ST CLOUD FL 347717401, ST CLOUD, FL 34771-7401

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1425 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401
Document Number0051022238
Book / Page005102 / 002238
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedMar 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2400 NW 161ST TER EDMOND OK 730131700, EDMOND, OK 73013-1700

Mortgage

Document Number0051022238
DateFeb 14, 2017
Book Page005102/002238
Instrument25442
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,828.00 (+100.37%) Homeowner's exemption Veteran's exemption$365,271 (+5.99%)$415,300 (+6.05%) Land $70,000 Building $345,300
2024$4,905.00 (+2.1%)
2023$4,804.00 (+3.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$344,638 (+3%)$391,600 (+17.04%) Land $70,000 Building $321,600
2022$4,621.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$334,600 Land $55,000 Building $279,600$334,600 Land $55,000 Building $279,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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