1425 Peninsula Dr, Arcata, CA 95521 Property Records

Humboldt County property record for 1425 Peninsula Dr, Arcata, CA 95521

Property Summary

Property TypeSingle Family Home
Lot Size0.48 acres (20,916 sqft)
Owner2 Individual Names on File
Tax Bill$3,542 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN401-011-030-000

Property Details

APN / Parcel Number

Primary APN401-011-030-000

Exterior

Lot Area20,916 sqft (0.48 acres)

Location & Zoning

Street Address1425 PENINSULA DR
CityARCATA
StateCA
Zip95521-9659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5-M/A
Legal DescriptionPAR 2 PARMP 3404
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group1
Census Block1116
Census Tract1300

Owner

1425 Peninsula Dr is owned and occupied by two individuals who acquired it in May 2016.

Source: Humboldt County records, as of October 13, 2025

Owner of Record2 Individual Names on File
Mailing Address1425 PENINSULA DR, ARCATA, CA 95521-9659
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
COAST CENTRAL CU
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2016
Deed SaleMay 6, 2016
Deed Document Number2016-008381
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1425 PENINSULA DR, ARCATA, CA 95521-9659
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PENINSULA DR, ARCATA, CA 95521-9659

Mortgage

Document Number0000019095
DateOct 31, 2022
Instrument2022-019095
Lender
NameCOAST CENTRAL CU
TypeCredit Union
AddressEUREKA, CA 95501
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 21, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1425 PENINSULA DR, ARCATA, CA 95521-9659
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 PENINSULA DR, ARCATA, CA 95521-9659

Mortgage

Document Number0000017739
DateAug 4, 2021
Instrument2021-017739
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Peninsula Dr was $3,542 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)
Elementary School DistrictPeninsula Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,542.00 Homeowner's exemption$329,950 Land $194,263 Building $135,687
2023$3,418.00 (+0.35%) Homeowner's exemption$317,139 Land $186,720 Building $130,419
2022$3,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1425 Peninsula Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1982–2019)
Claims Outside the SFHA1 of 22
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Peninsula Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT BAY MWD
private · serves 680 people · EPA ID CA1210013
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

Nearby Properties on Peninsula Dr

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