Jefferson County property record for 1425 Oak Ter, Birmingham, AL 35235
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1969 |
| Lot Size | 0.34 acres (14,850 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $86,500 (Feb 2001) |
| Tax Bill | $1,208 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00-29-1-012-003.000 |
| Primary APN | 12-00-29-1-012-003.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,964 sqft |
| 1st Floor Area | 1,350 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,850 sqft (0.34 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 243730 |
|---|---|
| Old Parcel Number | 12291012003000RR00 |
| Street Address | 1425 OAK TER |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35235-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 BLK G SPRING LAKE MANOR |
| Legal Range | 01W |
| Legal Township | 16S |
| Legal Section | 29 |
| Legal Quarter | NE |
| Legal Subdivision | SPRING LAKE MANOR 12-29-1 |
| Legal Block | G |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 5907 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1425 OAK TER, BIRMINGHAM, AL 35235-1630 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2001 · Amount on Record |
| Deed Sale | Feb 27, 2001 · Amount on Record |
| Prior Sale | Aug 31, 1998 · Amount on Record |
| Deed Document Number | 2001030313 |
| Deed Book / Page | 200103 / 0313 |
| Prior Transfer Date | Feb 26, 2001 |
| Prior Transfer Doc | 200100313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1425 OAK TER, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000063768 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1425 OAK TER BIRMINGHAM AL 352351630, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000063768 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 63768 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1425 OAK TER, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000037873 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1425 OAK TER BIRMINGHAM AL 352351630, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000037873 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 37873 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 23, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1425 OAK TER, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000008977 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 1425 OAK TER BIRMINGHAM AL 352351630, BIRMINGHAM, AL 35235-1630 |
| Document Number | 0000008977 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 8977 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, AL 35064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2033 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,208.00 (+25.05%) Homeowner's exemption | $17,660 (+6.9%) | $180,800 (+9.44%) Land $35,000 Building $145,800 |
| 2023 | $16,520 Land $3,500 Building $13,020 | $165,200 Land $35,000 Building $130,200 | |
| 2022 | $966.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1979–2009) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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