St. Charles County property record for 1425 N 3rd St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 914 sqft · built 1900 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,386 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009180A000 |
| Primary APN | 009180A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 914 sqft Living Area |
| 1st Floor Area | 914 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 150 ft deep x 37 ft wide |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 009180A000 |
|---|---|
| Street Address | 1425 N 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE8 |
| Legal Description | PT CITY BLK 103 |
| Legal Subdivision | CITY OF ST CHARLES |
| Legal Block | 103 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 310400 |
1425 N 3rd St is owned and occupied by two individuals who acquired it in September 2025.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1425 N 3RD ST, SAINT CHARLES, MO 63301-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 0000040807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 17, 2025 |
| Property Address | 1425 N 3RD ST, SAINT CHARLES, MO 63301-2113 |
| Document Number | 0000040807 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025R-040807 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 N 3RD ST, SAINT CHARLES, MO 63301-2113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1425 N 3RD ST, SAINT CHARLES, MO 63301-2113 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,228 (-) | $111,730 (-) Land $40,000 Building $71,730 | |
| 2025 | $21,228 | $111,730 Land $40,000 Building $71,730 | |
| 2024 | $1,386.00 | ||
| 2023 | $21,295 | ||
| 2022 | $112,077 Land $30,000 Building $82,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1425 N 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1425 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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