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1425 Michelle Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1425 Michelle Ave, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,004 sqft · built 1975
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Jan 2002)
Tax Bill$5,089 (2026)
Deeds & MortgagesJul 2017 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN232-142-040-000

Property Details

APN / Parcel Number

Primary APN232-142-040-000
Alternative APNs
  • 232-142-04
  • 23129204

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,004 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number232-142-04
Street Address1425 MICHELLE AVE
CityTRACY
StateCA
Zip95376-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6
Legal SubdivisionTOWN & COUNTRY ESTATES
Legal Block2
Legal Lot Number6
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2008
Census Tract5307

Owner

1425 Michelle Ave is owned and occupied by two individuals who acquired it in April 2008.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1425 MICHELLE AVE, TRACY, CA 95376-2326
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2002 · Amount on File
Deed SaleJan 10, 2002 · Amount on File
Deed Document Number20024775
Last Transfer DateApr 7, 2008
Transfer Doc0000059982
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1425 MICHELLE AVE, TRACY, CA 95376-2326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083135
DateJul 24, 2017
Instrument2017-083135
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2027

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1425 MICHELLE AVE, TRACY, CA 95376-2326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TTL OF NORTHERN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095288
DateAug 5, 2020
Instrument2020-095288
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1425 Michelle Ave was $5,089.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,089.00 (-0.04%)
2025$5,091.00$441,684 Land $131,470 Building $310,214
2023$4,617.00 (+2.06%)$424,535 Land $126,366 Building $298,169$596,160
2022$4,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Michelle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1425 Michelle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Matrix Broadband.

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