Berks County property record for 1425 Luzerne St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,179 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Aug 2022) |
| Tax Bill | $1,499 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-30-17-4794 |
| Primary APN | 5307-30-17-4794 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19475825 |
|---|---|
| Street Address | 1425 LUZERNE ST |
| City | READING |
| State | PA |
| Zip | 19601-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GLENSIDE |
| Legal Block | 17 |
| Legal Lot Number | 41&42 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 200 |
1425 Luzerne St is owned and occupied by an individual who bought it in August 2022.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1425 LUZERNE ST, READING, PA 19601-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage VISIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Document Number | 202231846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 5, 2022 |
| Property Address | 1425 LUZERNE ST, READING, PA 19601-1305 |
| Document Number | 0000031846 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022031846 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | ONE EXCLUSIVE STLMT GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1425 LUZERNE ST, READING, PA 19601-1305 |
| Document Number | 0000031847 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022031847 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000031848 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022031848 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1425 LUZERNE ST, READING, PA 19601-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1425 LUZERNE ST, READING, PA 19601-1305 |
| Document Number | 0000029831 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020029831 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 1425 Luzerne St was $1,499.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,499.00 | $53,100 Land $15,400 Building $37,700 | $15,400 Land $15,400 |
| 2024 | $1,405.00 | $53,100 Land $15,400 Building $37,700 | |
| 1994 | $53,100 Land $15,400 Building $37,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1425 Luzerne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1425 Luzerne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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