1425 Hawthorne Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1425 Hawthorne Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,221 sqft · built 1906
Lot Size	0.125 acres (5,440 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2024)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-105-017`

Property Details

APN / Parcel Number

Primary APN	`8913-36-105-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,440 sqft (0.125 acres)
Lot Dimensions	136 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	140 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1425 HAWTHORNE AVE
City	WATERLOO
State	IA
Zip	50702-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T WHITTLES SECOND ADDITION LOT 5 S 1/2 VAC ALLEY LYING N OF LOT 5
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	A T WHITTLES SECOND ADDITION
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1425 HAWTHORNE AVE, WATERLOO, IA 50702-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2024 · Amount on Record
Deed Sale	Aug 4, 2024 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	20241669
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1425 HAWTHORNE AVE, WATERLOO, IA 50702-2353
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 HAWTHORNE AVE, WATERLOO, IA 50702-2353

Mortgage

Document Number	202400001671
Date	Aug 4, 2023
Instrument	202400001671

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 4, 2023
Property Address	1425 HAWTHORNE AVE, WATERLOO, IA 50702-2353
Document Number	202400001669
Instrument Date	Aug 4, 2023
Instrument	202400001669
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 HAWTHORNE AVE, WASHBURN, IA 50702-2353

Mortgage

Document Number	202400001670
Date	Aug 4, 2023
Instrument	202400001670

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (-6.67%) Homeowner's exemption	$134,250 (+1.34%) Land $12,870 Building $121,380	$134,250 (+1.34%) Land $12,870 Building $121,380
2024	$2,698.00 (+29.84%)
2023		$132,470 (+35.2%) Land $12,870 Building $119,600	$132,470 (+35.2%) Land $12,870 Building $119,600
2022	$2,078.00	$97,980 Land $12,870 Building $85,110
2021			$97,980 Land $12,870 Building $85,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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