Franklin County property record for 1425 Hardy Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1972 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Feb 2017) |
| Tax Bill | $799 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 01-003 00 |
| Primary APN | 016 01-003 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,202 sqft (0.349 acres) |
| Terrain | Rolling |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3674 |
|---|---|
| Street Address | 1425 HARDY RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC1 |
| Legal Description | HARDY HEIGHTS LOT 1 SECTION 2 |
| Legal Subdivision | HARDY HEIGHTS |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20302 |
1425 Hardy Rd is owned and occupied by an individual who bought it in February 2017.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1425 HARDY RD, HARDY, VA 24101-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2017 | Grant Deed, Transfer EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on File |
| Deed Sale | Feb 17, 2017 · Amount on File |
| Prior Sale | Jun 27, 2016 · Amount on File |
| Deed Document Number | 20171005 |
| Deed Book / Page | 1089 / 471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1425 HARDY RD, HARDY, VA 24101-4315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011821881 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 1182/1881 |
| Instrument | 220002950 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1425 HARDY RD, HARDY, VA 24101-4315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011671068 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 1167/1068 |
| Instrument | 210007028 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | May 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Feb 17, 2017 |
| Property Address | 1425 HARDY RD, HARDY, VA 24101-4315 |
| Document Number | 0010890471 |
| Book / Page | 001089 / 000471 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 1005 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1425 HARDY RD HARDY VA 241014315, HARDY, VA 24101-4315 |
| Document Number | 10890474 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 001089/000474 |
| Instrument | 1006 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2047 |
The 2025 property tax bill for 1425 Hardy Rd was $799.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $799.00 | $185,900 Land $32,000 Building $153,900 | $185,900 Land $32,000 Building $153,900 |
| 2023 | $647.00 | $106,100 (-) Land $25,000 Building $81,100 | $106,100 (-) Land $25,000 Building $81,100 |
| 2022 | $106,100 Land $25,000 Building $81,100 | $106,100 Land $25,000 Building $81,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1425 Hardy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1425 Hardy Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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