1425 Harding Ln, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1425 Harding Ln, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1981
Lot Size	0.873 acres (38,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jan 2021)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-00258461`

Property Details

APN / Parcel Number

Primary APN	`05-00258461`
Alternative APN	`00258461`

Interior

Full Baths	2 Baths
Building Area	1,680 sqft Living Area
1st Floor Area	960 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	38,034 sqft (0.873 acres)
Deck Area	80 sqft
Shed	1 Shed
Shed Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00258461
Street Address	1425 HARDING LN
City	SILVER SPRING
State	MD
Zip	20905-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	COLESVILLE HEIGHTS
Legal Subdivision	BEALLS MANOR
Legal Block	3
Legal Lot Number	33
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	701408

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage ACCESS NATIONAL BANK
Jan 14, 2021	Special Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 5, 2018	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 26, 2017	Grant Deed, Transfer NATIONS LENDING SERVICES, NATIONS LNDG SVCS
May 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Book / Page	61611 / 95
Prior Transfer Date	Apr 14, 2017
Prior Transfer Doc	0542270053
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 8, 2026
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Document Number	7033000362
Book / Page	70339 / 362
Instrument Date	Mar 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005

Mortgage

Document Number	7033000362,
Date	Apr 8, 2026
Book Page	70339/362

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jan 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005

Mortgage

Document Number	0678740391
Date	Apr 3, 2024
Book Page	67874/391

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551410001
Date	Oct 25, 2017
Book Page	55141/001

Lender

Name	ACCESS NATIONAL BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 14, 2021
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Document Number	0616110095
Book / Page	61611 / 95
Map Reference	PL 108&12573
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005

Mortgage

Document Number	61611102
Date	Jan 14, 2021
Instrument	61611/102

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 5, 2018
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Document Number	0561200193
Book / Page	56120 / 193
Map Reference	MB108 PL12573
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005

Mortgage

Document Number	0056120199
Date	Jun 5, 2018
Instrument	56120/199

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 26, 2017
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Document Number	0549670168
Book / Page	054967 / 000168
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NATIONS LENDING SERVICES, NATIONS LNDG SVCS

Transaction

Amount	Amount Recorded
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2700 MCPHERSON RD ROSWELL NM 882019176, ROSWELL, NM 88201-9176

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 3, 2017
Property Address	1425 HARDING LN, SILVER SPRING, MD 20905-4005
Document Number	0542270053
Book / Page	054227 / 000053
Instrument Date	Nov 9, 2016
Transaction Type	Foreclosure
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,900 (+4.84%) Land $256,700 Building $202,200	$458,900 (-) Land $256,700 Building $202,200
2025	$4,881.00 (-6.89%)	$437,700 (+10.73%)	$458,900 (+16.09%) Land $256,700 Building $202,200
2024	$5,242.00 (+34.89%)
2023		$395,300 Land $256,700 Building $138,600	$395,300 Land $256,700 Building $138,600
2022	$3,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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