1425 Grey Oaks Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 1425 Grey Oaks Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 1988
Lot Size	0.163 acres (7,097 sqft)
Owner	2 Individual Names on File
Last Sale	$747,000 (Aug 2022)
Tax Bill	$8,831 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-453-26-00`

Property Details

APN / Parcel Number

Primary APN	`161-453-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,097 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1425 GREY OAKS CT
City	OCEANSIDE
State	CA
Zip	92056-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 378 TR 009355
Legal Subdivision	GUAJOME PARK ESTATES
Legal Tract	009355
Legal Block	1
Legal Lot Number	378
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19301

Owner

1425 Grey Oaks Ct is owned and occupied by two individuals who bought it in August 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 GREY OAKS CT, OCEANSIDE, CA 92056-6605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 5, 2020	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	2022338618
Prior Transfer Date	Dec 28, 2002
Prior Transfer Doc	0000085954
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2022
Property Address	1425 GREY OAKS CT, OCEANSIDE, CA 92056-6605
Document Number	0000338618
Map Reference	MAP 9355
Instrument Date	Aug 10, 2022
Instrument	2022-0338618
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1425 GREY OAKS CT, OCEANSIDE, CA 92056-6605

Mortgage

Document Number	0000338619
Date	Aug 23, 2022
Instrument	2022-0338619

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2020
Property Address	1425 GREY OAKS CT, OCEANSIDE, CA 92056-6605
Document Number	0000599282
Map Reference	MAP 9355
Instrument Date	Sep 4, 2020
Instrument	2020-0599282
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 GREY OAKS CT, OCEANSIDE, CA 92056-6605

Mortgage

Document Number	0000599283
Date	Oct 5, 2020
Instrument	2020-0599283

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Grey Oaks Ct was $8,831.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$792,721 (+2%) Land $509,606 Building $283,115
2025	$8,831.00	$777,178 Land $499,614 Building $277,564
2023	$7,652.00 (+22.98%)	$703,000 Land $451,000 Building $252,000
2022	$6,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1425 Grey Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Grey Oaks Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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