1425 Acorn Cir, Concord, NC 28025 Property Records

Cabarrus County property record for 1425 Acorn Cir, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 2000
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Trust Names on File
Last Sale	$145,000 (Nov 2000)
Tax Bill	$1,440 (2023)
Deeds & Mortgages	Jan 2018 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5640 93 8073`

Property Details

APN / Parcel Number

Primary APN	`5640 93 8073`
Alternative APNs	`11023 0120.000000` `164989` `5709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,509 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	230 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	945 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	59 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164989
Street Address	1425 ACORN CIR
City	CONCORD
State	NC
Zip	28025-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 38 WHISPERING PINES BLKS C & D
Legal Subdivision	WHISPERING PINES
Legal Block	C
Legal Lot Number	38
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3021
Census Tract	40502

Owner

1425 Acorn Cir is owner-occupied and held in a trust since August 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1425 ACORN CIR, CONCORD, NC 28025-7185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2018	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2000 · Amount on File
Deed Sale	Nov 30, 2000 · Amount on File
Prior Sale	Sep 29, 2000 · Amount on File
Deed Book / Page	3042 / 167
Last Transfer Date	Aug 17, 2023
Transfer Doc	0001662852
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1425 ACORN CIR, CONCORD, NC 28025-7185
Document Number	12874109
Book / Page	012874 / 000109
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1425 ACORN CIR CONCORD NC 280257185, CONCORD, NC 28025-7185

Mortgage

Document Number	12874109
Date	Feb 9, 2018
Book Page	012874/000109
Instrument	3092

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1425 ACORN CIR, CONCORD, NC 28025-7185
Document Number	12445150
Book / Page	012445 / 000150
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1425 ACORN CIR CONCORD NC 280257185, CONCORD, NC 28025-7185

Mortgage

Document Number	12445150
Date	Apr 17, 2017
Book Page	012445/000150
Instrument	9412

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,740 (-) Land $75,000 Building $229,740
2025		$304,740 Land $75,000 Building $229,740
2024			$304,740 (+73.53%) Land $75,000 Building $229,740
2023	$1,440.00	$175,610 Land $40,000 Building $135,610	$175,610 Land $40,000 Building $135,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Acorn Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Acorn Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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