1425 45th Ave, Apt 3, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1425 45th Ave, Apt 3, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 890 sqft · built 1972
Lot Size	0.011 acres (479 sqft)
Owner	Company Name on File
Last Sale	$720,000 (Dec 2021)
Tax Bill	$9,924 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`034-622-23`

Property Details

APN / Parcel Number

Primary APN	`034-622-23`
Alternative APN	`034-622-23-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	479 sqft (0.011 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1425 45TH AVE, 3
City	CAPITOLA
State	CA
Zip	95010-3148
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES TR #533
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1020
Census Tract	121701

Owner

1425 45th Ave, Apt 3 is owned by a company that bought it in December 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	3250 GRANITE CREEK PL, NEWCASTLE, CA 95658-9307
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL CITY REAL ESTATE INC
Dec 29, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Apr 28, 2015 · Amount on File
Deed Document Number	202162571
Transfer Doc	0000062570
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1425 45TH AVE APT 3, 3, CAPITOLA, CA 95010-3148
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020425
Date	Sep 25, 2025
Instrument	2025-0020425

Lender

Name	CAPITOL CITY REAL ESTATE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2021
Property Address	1425 45TH AVE APT 3, 3, CAPITOLA, CA 95010-3148
Document Number	0000062571
Map Reference	VOL 53 PG 16
Instrument Date	Dec 29, 2021
Instrument	2021-0062571
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 GRANITE CREEK PL, NEWCASTLE, CA 95658-9307

Tax Assessment & Valuation

The 2025 property tax bill for 1425 45th Ave, Apt 3 was $9,924.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,351 (+2%) Land $545,546 Building $233,805
2025	$9,924.00	$764,070 Land $534,849 Building $229,221
2023	$6,124.00 (+1.42%)	$467,848 Land $280,709 Building $187,139	$638,730
2022	$6,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 45th Ave, Apt 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1425 45th Ave, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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