Putnam County property record for 14245 Rd 23M, Cloverdale, OH 45827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,636 sqft · built 1997 |
| Lot Size | 1.63 acres (71,395 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-003200.0100 |
| Primary APN | 10-003200.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 71,395 sqft (1.63 acres) |
| Garage Area | 1,344 sqft |
| Parking Spaces | 4 Parking Spaces |
| Granary | 240 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 14245 ROAD 23M |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 08 SWCORPT NW NE VAL INCL 10-0032.02 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 08 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30700 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14245 ROAD 23M, CLOVERDALE, OH 45827-9334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 14245 ROAD 23M, CLOVERDALE, OH 45827-9334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | ALLEGIANCE |
| Name | Verified Name |
|---|
| Document Number | 707/2090 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 707/2090 |
| Instrument | 201900000980 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Ottoville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,718.00 (+2.26%) Homeowner's exemption | $77,390 (+34.83%) Land $6,110 Building $71,280 | $221,120 (-) Land $17,460 Building $203,660 |
| 2023 | $2,658.00 (+11.03%) Homeowner's exemption Additional exemption filed | $57,400 (-) Land $4,600 Building $52,800 | $221,120 (+34.83%) Land $17,460 Building $203,660 |
| 2022 | $2,394.00 Homeowner's exemption | $57,400 Land $4,600 Building $52,800 | |
| 2020 | $164,000 Land $13,140 Building $150,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ottoville Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
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