14243 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 14243 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1959
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2018)
Tax Bill	$1,247 (2024)
Deeds & Mortgages	Nov 2025 Sale Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-5N-29-5780-00E00-0070`

Property Details

APN / Parcel Number

Primary APN	`40-5N-29-5780-00E00-0070`
Alternative APN	`N29540578000E000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,537 sqft
Utility Area	264 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	125 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	438 sqft
Carport	Carport
Carport Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14243 HIGHWAY 89
City	JAY
State	FL
Zip	32565-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	WOLFES SUB (PB A PG 66) LOTS 7,8,9,& 10 BLK E LESS 20 FT OF E SIDE OF LOT 7 FOR SRD AS DES IN DB A-93 PG 201 ALL AS DES IN OR 3743 PG 2
Legal Range	29W
Legal Township	5N
Legal Section	40
Legal Subdivision	WOLFES
Legal Block	E
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1037
Census Tract	10200

Owner

14243 Hwy 89 is owned and occupied by two individuals who acquired it in November 2025.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14243 HIGHWAY 89, JAY, FL 32565-1317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 28, 2018	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	201827630
Deed Book / Page	3743 / 2
Last Transfer Date	Nov 24, 2025
Transfer Doc	0046811916
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 24, 2025
Property Address	14243 HIGHWAY 89, JAY, FL 32565-1317
Document Number	0046811916
Book / Page	4681 / 1916
Map Reference	MB A PG 66
Instrument Date	Nov 24, 2025
Instrument	202554901
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14243 HIGHWAY 89, JAY, FL 32565-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14243 HIGHWAY 89, JAY, FL 32565-1317

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 28, 2018
Property Address	14243 HIGHWAY 89, JAY, FL 32565-1317
Document Number	0037430002
Book / Page	003743 / 000002
Instrument Date	Jun 28, 2018
Instrument	27630
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14243 HIGHWAY 89 JAY FL 325651317, JAY, FL 32565-1317

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,457 (+2.9%)	$181,701 (+4.82%) Land $20,800 Building $160,901
2024	$1,247.00 (+3.14%) Homeowner's exemption	$116,090 (+3%)	$173,354 (+3.22%) Land $15,200 Building $158,154
2023	$1,209.00 (+3.42%) Homeowner's exemption	$112,709 (+3%)	$167,948 (+6.41%) Land $11,200 Building $156,748
2022	$1,169.00 Homeowner's exemption	$109,426	$157,824 Land $9,600 Building $148,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14243 Hwy 89 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14243 Hwy 89 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dragonfly Internet.

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