Mecklenburg County property record for 14240 E Rocky River Rd, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,107 sqft · built 2020 |
| Lot Size | 0.945 acres (41,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jun 2007) |
| Tax Bill | $6,818 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jul 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-271-01 |
| Primary APN | 007-271-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,107 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 41,191 sqft (0.945 acres) |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 007-271-01 |
|---|---|
| Street Address | 14240 E ROCKY RIVER RD |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NE |
| Legal Description | L1 M31-83 |
| Legal Subdivision | MCGINN MAP 01 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 11, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2007 · Amount on Record |
| Deed Sale | Jun 1, 2007 · Amount on Record |
| Prior Sale | Apr 17, 2003 · Amount on Record |
| Deed Document Number | 0022314863 |
| Deed Book / Page | 22314 / 863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Document Number | 0000231248 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 36845/359 |
| Instrument | 2021231248 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 9, 2026 |
| Property Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Document Number | 0000073079 |
| Book / Page | 40560 / 50 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202673079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Document Number | 0000073079, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 40560/50 |
| Instrument | 202673079 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Apr 28, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 14240 E ROCKY RIVER RD, DAVIDSON, NC 28036-9737 |
| Book / Page | 034114 / 000163 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 169233 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 14240 E ROCKY RIVER RD DAVIDSON NC 280369737, DAVIDSON, NC 28036-9737 |
| Document Number | 0000169233 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 034114/000163 |
| Instrument | 169233 |
| Name | TRUIST BK |
|---|---|
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Dec 10, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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