St. Louis County property record for 1424 Vermilion Rd, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,012 sqft · built 1922 |
| Lot Size | 0.192 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,616 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-0700-00030 |
| Primary APN | 010-0700-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Gross Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 331 sqft |
| Finished Basement | 331 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 8,398 sqft (0.192 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 300 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 3448 |
|---|---|
| Street Address | 1424 VERMILION RD |
| City | DULUTH |
| State | MN |
| Zip | 55812-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 03 BLOCK:001 SERIAL # |
| Legal Subdivision | CONGDON PARK DIV 2ND REARRANGE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1424 VERMILION RD, DULUTH, MN 55812-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2022 |
| Transfer Doc | 0001064111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1424 VERMILION RD, DULUTH, MN 55812-1524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1424 VERMILION RD, DULUTH, MN 55812-1524 |
| Document Number | 0001072874 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1072874 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 29, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1424 VERMILION RD, DULUTH, MN 55812-1524 |
| Document Number | 00T1026049 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1424 VERMILION RD DULUTH MN 558121524, DULUTH, MN 55812-1524 |
| Document Number | 00T1026049 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | T1026049 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1424 VERMILION RD, DULUTH, MN 55812-1524 |
| Document Number | 000T994807 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1424 VERMILION RD DULUTH MN 558121524, DULUTH, MN 55812-1524 |
| Document Number | 000T994807 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | T994807 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 31, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,616.00 (+6.69%) Homeowner's exemption | ||
| 2025 | $5,264.00 (-1.53%) Homeowner's exemption | $425,000 (+7.95%) Land $84,000 Building $341,000 | $425,000 (+7.95%) Land $84,000 Building $341,000 |
| 2024 | $5,346.00 | $393,700 (+17.38%) Land $48,900 Building $344,800 | $393,700 (+17.38%) Land $48,900 Building $344,800 |
| 2022 | $335,400 Land $42,900 Building $292,500 | $335,400 Land $42,900 Building $292,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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