1424 S Union St, Lima, OH 45804 Property Records

Allen County property record for 1424 S Union St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1920
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$119,200 (Jun 2026)
Tax Bill	$312 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-0706-09-024.000`

Property Details

APN / Parcel Number

Primary APN	`47-0706-09-024.000`
Alternative APN	`M3847070609024000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,562 sqft
1st Floor Area	1,028 sqft
Basement Area	462 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	156 ft deep x 44 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	72 sqft
Patio Area	18 sqft
Shed	1 Shed
Shed Area	168 sqft
Canopy	18 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1424 S UNION ST
City	LIMA
State	OH
Zip	45804-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR GROVE ADDN LOT 30 & 6 FT VAC ALLEY FF 44.44
Legal Subdivision	SUGAR GROVE ADDN
Legal Lot Number	30
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2006
Census Tract	13800

Owner

Source: Allen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1424 S UNION ST, LIMA, OH 45804-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Mar 30, 2023	Warranty Deed, Transfer
Mar 9, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	20266229
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	3090002954
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 15, 2026
Property Address	1424 S UNION ST, LIMA, OH 45804-2156
Document Number	0000006229
Instrument Date	Jun 12, 2026
Instrument	20266229
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,117.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S UNION ST, LIMA, OH 45804-2156

Mortgage

Document Number	0000006230,
Date	Jun 15, 2026
Instrument	20266230

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 30, 2023
Property Address	1424 S UNION ST, LIMA, OH 45804-2156
Document Number	3300002581
Book / Page	2023 / 2581
Map Reference	MB 5 PG 53
Instrument Date	Mar 30, 2023
Instrument	202303300002581
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S UNION ST, LIMA, OH 45804-2156

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Mar 9, 2021
Property Address	1424 S UNION ST, LIMA, OH 45804-2156
Document Number	3090002954
Book / Page	2021 / 2954
Map Reference	MB 5 PG 53
Instrument Date	Mar 9, 2021
Instrument	202103090002954
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 KENT AVE, LIMA, OH 45801-2917

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (+0.65%)	$6,930 (-) Land $1,120 Building $5,810	$19,800 (-) Land $3,200 Building $16,600
2024	$310.00 (-18.85%)	$6,930 (+5.32%) Land $1,120 Building $5,810	$19,800 (+5.32%) Land $3,200 Building $16,600
2023	$382.00 (-44.48%)	$6,580 (-) Land $1,050 Building $5,530
2022	$688.00	$6,580 Land $1,050 Building $5,530
2021			$18,800 Land $3,000 Building $15,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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