1424 Pier Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1424 Pier Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Nov 2020)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-176-031`

Property Details

APN / Parcel Number

Primary APN	`05-06-176-031`
Alternative APNs	`506176031` `330A369`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	1424 PIER DR
City	DAVIS
State	IL
Zip	61019-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1424
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1424
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1008
Census Tract	4100

Owner

1424 Pier Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37W209 DEER POND CT, SAINT CHARLES, IL 60175-7955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF DAVIS
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 18, 2020	Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY
Oct 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 18, 2020	Correction Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Deed Document Number	20201035487
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0001035485
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019637
Date	Jun 23, 2022
Instrument	2219637

Lender

Name	STATE BANK OF DAVIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 18, 2020
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Document Number	0001035487
Instrument Date	Nov 10, 2020
Instrument	1035487
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1424 PIER DR DAVIS IL 610199656, DAVIS, IL 61019-9656

Mortgage

Document Number	1035488
Date	Nov 18, 2020
Instrument	1035488

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 27, 2020
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Document Number	0001032634
Instrument Date	Oct 13, 2020
Instrument	1032634
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2238 BRECKENBORO RD DAVIS IL 610199662, DAVIS, IL 61019-9662

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 18, 2020
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Document Number	0001035486
Instrument Date	Oct 13, 2020
Instrument	1035486
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2238 BRECKENBORO RD DAVIS IL 610199662, DAVIS, IL 61019-9662

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 27, 2020
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Document Number	0001032633
Instrument Date	Oct 13, 2020
Instrument	1032633
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2238 BRECKENBORO RD DAVIS IL 610199662, DAVIS, IL 61019-9662

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 18, 2020
Property Address	1424 PIER DR, DAVIS, IL 61019-9656
Document Number	0001035485
Instrument Date	Oct 13, 2020
Instrument	1035485
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2238 BRECKENBORO RD DAVIS IL 610199662, DAVIS, IL 61019-9662

Tax Assessment & Valuation

The 2025 property tax bill for 1424 Pier Dr was $5,465 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,465.00	$84,729 Land $35,971 Building $48,758	$254,187 Land $107,913 Building $146,274
2022	Homeowner's exemption	$57,920 Land $24,838 Building $33,082	$173,760 Land $74,514 Building $99,246

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1424 Pier Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Pier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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