14234 Charthouse Cir, Naples, FL 34114 Property Records

Collier County property record for 14234 Charthouse Cir, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,996 sqft · built 2018
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Dec 2020)
Tax Bill$13,935 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN538700 196B01

Property Details

APN / Parcel Number

Primary APN538700 196B01
Alternative APN
  • 66150000525

Interior

Stories1 Story
Building Area2,996 sqft Living Area
1st Floor Area2,996 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area12,197 sqft (0.28 acres)
Pool Area400 sqft
Deck Area1,107 sqft

Location & Zoning

Street Address14234 CHARTHOUSE CIR
CityNAPLES
StateFL
Zip34114-8963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARROT CAY LOT 19
Legal Range26
Legal Township51
Legal Section1
Legal SubdivisionPARROT CAY
Legal Tract538700
Legal Block1
Legal Lot Number19
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1000
Census Tract11108

Owner

14234 Charthouse Cir is owned by two individuals who bought it in December 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address5743 N RIVER RD, WATERVILLE, OH 43566-9765
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage
THE FARMERS & MERCHANTS STATE BANK
Jan 10, 2019Warranty Deed, Subdivision Related Transfer
Oct 5, 2017Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on File
Deed SaleDec 11, 2020 · Amount on File
Prior SaleApr 12, 2019 · Amount on File
Deed Document Number20205968295
Deed Book / Page5858 / 3196
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 11, 2020
Property Address14234 CHARTHOUSE CIR, NAPLES, FL 34114-8963
Document Number0058583196
Book / Page5858 / 3196
Map ReferenceMB 58 PG 75
Instrument DateDec 10, 2020
Instrument5968295
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyTITLE ALLIANCE OF COLLIER CN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3150 SAGINAW BAY DR, 3150, NAPLES, FL 34119-8669

Transferred To (Grantee/Buyer)

NameVerified Name
Address5743 N RIVER RD, WATERVILLE, OH 43566-9765

Mortgage

Document Number0058583198
DateDec 11, 2020
Instrument5858/3198
Lender
NameTHE FARMERS & MERCHANTS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change5.99%
Index1-Year CMT
Margin4
Max Rate9.9%

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 10, 2019
Property Address14234 CHARTHOUSE CIR, NAPLES, FL 34114-8963
Document Number0055882848
Book / Page005588 / 002848
Instrument DateJan 8, 2019
Instrument5658323
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 23, 2019

Transaction

AmountAmount on Record
Tax$8,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address14234 CHARTHOUSE CIR NAPLES FL 341148963, NAPLES, FL 34114-8963

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Recording DateOct 5, 2017
Property Address14234 CHARTHOUSE CIR, NAPLES, FL 34114-8963
Document Number0054372827
Book / Page005437 / 002827
Instrument DateSep 16, 2017
Instrument5455686
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14234 CHARTHOUSE CIR NAPLES FL 341148963, NAPLES, FL 34114-8963

Mortgage

Document Number54372827
DateOct 5, 2017
Book Page005437/002827
Instrument5455686
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueOct 4, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14234 Charthouse Cir was $13,935.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,203,851 (+1%)$1,453,414 (+32.8%) Land $304,920 Building $1,148,494
2025$13,935.00$1,094,410 Land $304,920 Building $789,490$1,094,410 Land $304,920 Building $789,490
2023$15,713.00 (+7.46%)$1,254,798 (+1%)$1,413,565 (+19.9%) Land $307,969 Building $1,105,596
2022$14,622.00$1,140,725$1,178,918 Land $240,125 Building $938,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14234 Charthouse Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 521 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies601 units insured
incl. 80 condo units
Nearby Flood Claims15 (2017–2024)
Claims Outside the SFHA3 of 15
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14234 Charthouse Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35

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