14232 Osner Dr, Grand Haven, MI 49417 Property Records

Ottawa County property record for 14232 Osner Dr, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,801 sqft · built 2018
Lot Size	13.2 acres (577,606 sqft)
Owner	Individual Name on Record
Tax Bill	$7,623 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-08-06-300-037`

Property Details

APN / Parcel Number

Primary APN	`70-08-06-300-037`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Basement Area	1,801 sqft
Unfinished Basement	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Lot Area	577,606 sqft (13.2 acres)
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14232 OSNER DR
City	GRAND HAVEN
State	MI
Zip	49417-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF W 1/2 OF E 1/2 OF SW 1/4 COM N 02D 43M 08S W 132025 FT & S 89D 42M 27S W 66118 FT FROM S 1/4 COR, TH S 89D 42M 27S W 6611 FT, N 02D 44M 58S W 68722 FT ALG W LI OF E 1/2 OF SW 1/4 TO SW COR OF LOT 1 EDELWALD SUB, N 40D 36M 46S E 14775 FT, N 48
Legal Range	15W
Legal Township	07N
Legal Section	06
Legal Subdivision	EDELWALD SUB
Legal Lot Number	1
Jurisdiction	OTTAWA MI
Township / Civil Division	ROBINSON
Census Block Group	1
Census Block	1013
Census Tract	21301

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14232 OSNER DR, GRAND HAVEN, MI 49417-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 27, 2019	Intrafamily Transfer, Transfer PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 24, 2024
Transfer Doc	20240030042
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14232 OSNER DR, GRAND HAVEN, MI 49417-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180014675
Date	Apr 30, 2018
Instrument	2018-0014675

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2049

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 27, 2019
Property Address	14232 OSNER DR, GRAND HAVEN, MI 49417-9741
Document Number	20190048711
Instrument Date	Nov 20, 2019
Instrument	2019-0048711
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14232 OSNER DR, GRAND HAVEN, MI 49417-9741

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Robinson Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,000 (+4.35%)	$868,000 (+4.35%)
2025	$7,623.00 (-0.72%) Homeowner's exemption	$415,900 (+14.7%)	$831,800 (+14.7%)
2023		$362,600	$725,200
2022	$7,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2009–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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