Oldham County property record for 14231 Harbour Pl, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 900 sqft · built 1977 |
| Owner | Company Name on File |
| Last Sale | $60,020 (Mar 2015) |
| Tax Bill | $1,509 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 04-02B-02B-142 |
| Primary APN | 04-02B-02B-142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 52402 |
|---|---|
| Street Address | 14231 HARBOUR PL |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Block | SEC 2B |
| Legal Lot Number | 142 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 30802 |
14231 Harbour Pl is owned by a company that bought it in March 2015.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 121 CENTRAL AVE, PEWEE VALLEY, KY 40056-8000 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on File |
| Deed Sale | Mar 2, 2015 · Amount on File |
| Prior Sale | Apr 16, 2010 · Amount on File |
| Deed Document Number | 491324 |
| Deed Book / Page | D1101 / 251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 14231 HARBOUR PL, PROSPECT, KY 40059-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M2625/96 |
|---|---|
| Date | May 17, 2023 |
| Book Page | M2625/96 |
| Instrument | 729095 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Address | CRESTWOOD, KY 40014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 9, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 14231 Harbour Pl was $1,509.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,509.00 | $118,600 Land $40,000 Building $78,600 | $118,600 Land $40,000 Building $78,600 |
| 2023 | $1,285.00 | $100,000 Land $35,000 Building $65,000 | $100,000 Land $35,000 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14231 Harbour Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 214 (1978–2026) |
| Claims Outside the SFHA | 19 of 214 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14231 Harbour Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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