1423 Valley Rd, Lahoma, OK 73754 Property Records

Garfield County property record for 1423 Valley Rd, Lahoma, OK 73754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1974
Lot Size	1.11 acres (48,760 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Sep 2020)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29446`

Property Details

APN / Parcel Number

Primary APN	`29446`
Alternative APN	`9060-00-001-051-0-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	405 sqft
Finished Basement	405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,760 sqft (1.11 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	784 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	108 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29446
Street Address	1423 VALLEY RD
City	LAHOMA
State	OK
Zip	73754-9839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 BLOCK 1 SD-M92 GREEN VALLEY 3RD SE/4 16-22-8
Legal Range	08W
Legal Township	22N
Legal Section	16
Legal Subdivision	GREEN VALLEY 3RD
Legal Block	1
Legal Lot Number	51
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1057
Census Tract	1603

Owner

1423 Valley Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Garfield County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1423 VALLEY RD, LAHOMA, OK 73754-9839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Feb 8, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Book / Page	2499 / 685
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	02371/0709
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Sep 16, 2020
Property Address	1423 VALLEY RD, LAHOMA, OK 73754-9839
Document Number	002499/685
Book / Page	2499 / 685
Instrument Date	Sep 14, 2020
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	APEX TITLE COMPANY, APEX TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1423 VALLEY RD, LAHOMA, OK 73754-9839

Mortgage

Document Number	0002499687
Date	Sep 16, 2020
Instrument	2499/687

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GARFIELD OK
Recording Date	Feb 8, 2018
Property Address	1423 VALLEY RD, LAHOMA, OK 73754-9839
Document Number	02371/0709
Book / Page	2371 / 0709
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1423 VALLEY RD, LAHOMA, OK 73754-9839

Tax Assessment & Valuation

The 2025 property tax bill for 1423 Valley Rd was $1,865 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Cimarron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,424 (+0.19%) Land $2,063 Building $23,361	$203,380 (+0.19%) Land $16,500 Building $186,880
2025	$1,865.00 Homeowner's exemption	$25,377 Land $2,063 Building $23,314	$203,004 Land $16,500 Building $186,504
2023	$2,379.00 Homeowner's exemption	$31,867 Land $2,063 Building $29,804	$254,930 Land $16,500 Building $238,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1423 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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