1423 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1423 Tower Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,790 sqft · built 1924
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$569,500 (Nov 2020)
Tax Bill	$13,203 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-18-225-019`

Property Details

APN / Parcel Number

Primary APN	`05-18-225-019`
Alternative APN	`05-18-225-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1423 TOWER RD
City	WINNETKA
State	IL
Zip	60093-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CHICAGO) & (NORTH) SHORE (LAND) COMPANYS SUB IN SECS 17 & 18 SEC 18-42-13
Legal Range	13E
Legal Township	42N
Legal Section	18
Legal Subdivision	CHICAGO & NORTH SHORE LAND
Legal Block	20
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3018
Census Tract	800300

Owner

Source: Cook County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1423 TOWER RD, WINNETKA, IL 60093-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Nov 10, 2020	Warranty Deed, Transfer · Conventional with PMI KEY MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	202062032
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 14, 2026
Property Address	1423 TOWER RD, WINNETKA, IL 60093-1628
Document Number	0000029075
Instrument Date	Aug 6, 2026
Instrument	202629075
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1423 TOWER RD, WINNETKA, IL 60093-1628

Mortgage

Document Number	0000029075,
Date	Aug 14, 2026
Instrument	202629075

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2020
Property Address	1423 TOWER RD, WINNETKA, IL 60093-1628
Document Number	2031362032
Instrument Date	Jun 15, 2020
Instrument	31362032
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1423 TOWER RD WINNETKA IL 600931628, WINNETKA, IL 60093-1628

Mortgage

Document Number	2031362033
Date	Nov 10, 2020
Instrument	31362033

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,000 (+14.08%) Land $28,000 Building $53,000	$810,000 (+14.08%) Land $280,000 Building $530,000
2023	$13,203.00 (-14.8%)
2022	$15,496.00 Homeowner's exemption	$71,000 Land $25,000 Building $46,000	$710,000 Land $250,000 Building $460,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1987–2021)
Claims Outside the SFHA	10 of 31
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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