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1423 Thurso Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1423 Thurso Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,451 sqft · built 2001
Lot Size0.331 acres (14,460 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Aug 2008)
Tax Bill$3,250 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN11588-940-000

Property Details

APN / Parcel Number

Primary APN11588-940-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,451 sqft Heated Area
Gross Area3,175 sqft
1st Floor Area2,451 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,460 sqft (0.331 acres)
Garage Area594 sqft
DrivewayDriveway
Driveway Area1,122 sqft

Exterior Amenities

PorchPorch
Porch Area130 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1423 THURSO RD
CityLYNN HAVEN
StateFL
Zip32444-8338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST GLENN LOT 40 ORB 3078 P 696
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionFOREST GLEN
Legal Lot Number40
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1423 THURSO RD, LYNN HAVEN, FL 32444-8338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2008 · Amount on Record
Deed SaleAug 18, 2008 · Amount on Record
Prior SaleAug 26, 2005 · Amount on Record
Deed Document Number2008048976
Deed Book / Page3078 / 0696
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1423 THURSO RD, LYNN HAVEN, FL 32444-8338
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 THURSO RD, LYNN HAVEN, FL 32444-8338

Mortgage

Document Number0049970638
DateJan 30, 2026
Book Page4997/638
Instrument2026005739
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 8, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,250.00 (-1.28%) Homeowner's exemption$257,659 (+5.99%)$342,582 (+5.44%) Land $63,500 Building $279,082
2023$3,292.00 (+33.06%) Homeowner's exemption$243,104 (+19.18%)$324,910 (+41.48%) Land $48,755 Building $276,155
2022$2,474.00 Homeowner's exemption$203,984$229,647 Land $37,839 Building $191,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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