1423 S Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1423 S Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,489 sqft · built 1920
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Jun 2026)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-091-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-091-0012-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,721 sqft
Basement Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1423 S RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	S1/2 OF LOT 25 & LOTS 26 & 27 ASSESSORS PLAT OF UNRECORDED OAKLAND PARK SUBD
Legal Subdivision	ASSESSORS
Legal Lot Number	25-27
Legal Unit	25,2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3037
Census Tract	642000

Owner

1423 S Riverside Ave is owned and occupied by two individuals who bought it in June 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1148 CLINTON AVE, 134, SAINT CLAIR, MI 48079-5177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI
Nov 15, 2017	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Deed Document Number	202612095
Deed Book / Page	5934 / 145
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 16, 2026
Property Address	1423 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5138
Document Number	0000012095
Book / Page	5934 / 145
Instrument Date	Jun 10, 2026
Instrument	202612095
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005934148,
Date	Jun 16, 2026
Instrument	202612096

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1423 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5138
Document Number	0049020177
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1423 S RIVERSIDE AVE ST CLAIR MI 480795138, ST CLAIR, MI 48079-5138

Mortgage

Document Number	0049020177
Date	Dec 26, 2017
Book Page	004902/000177

Lender

Name	FIFTH THIRD BK/ESTN MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1423 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5138
Document Number	0048950511
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1423 S RIVERSIDE AVE CINCINNATI OH 45227, CINCINNATI, OH 45227

Mortgage

Document Number	0048950511
Date	Nov 29, 2017
Book Page	004895/000511

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1423 S Riverside Ave was $2,759 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,300 (+10.92%)	$302,600
2025	$2,759.00 (+2.79%) Homeowner's exemption	$136,400
2024	$2,684.00		$272,800
2023		$106,900
2022	$2,494.00		$213,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1423 S Riverside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 S Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on S Riverside Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures