1423 Riverpointe Rd, Watertown, MN 55388 Property Records

Carver County property record for 1423 Riverpointe Rd, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 2022
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Apr 2023)
Tax Bill	$3,652 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-4010040`

Property Details

APN / Parcel Number

Primary APN	`85-4010040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,453 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Split Level
Construction Type	Frame
Lot Area	3,877 sqft (0.089 acres)
Garage Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1423 RIVERPOINTE RD
City	WATERTOWN
State	MN
Zip	55388-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERPOINTE SECOND ADDITION LOT 004 BLOCK 001
Legal Subdivision	RIVERPOINTE SECOND ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1022
Census Tract	90102

Owner

1423 Riverpointe Rd is owned and occupied by an individual who bought it in April 2023.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1423 RIVERPOINTE RD, WATERTOWN, MN 55388-4613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Deed Document Number	2023758881
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Apr 6, 2023
Property Address	1423 RIVERPOINTE RD, WATERTOWN, MN 55388-4613
Document Number	000A758881
Instrument Date	Mar 21, 2023
Instrument	A758881
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2024
Title Company	BURNET TITLE-EAGAN, BURNET TITLE MN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1423 RIVERPOINTE RD, WATERTOWN, MN 55388-4613

Mortgage

Document Number	000A758882
Date	Apr 6, 2023
Instrument	A758882

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1423 Riverpointe Rd was $3,652 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Watertown City
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,652.00 Homeowner's exemption	$309,300 (-) Land $70,000 Building $239,300	$309,300 (-) Land $70,000 Building $239,300
2025		$309,300 (+8.72%) Land $65,000 Building $244,300	$309,300 (+8.72%) Land $65,000 Building $244,300
2024	$3,338.00 (+129.57%) Homeowner's exemption	$284,500 (-) Land $40,000 Building $244,500	$284,500 (-) Land $40,000 Building $244,500
2023	$1,454.00	$284,500 Land $40,000 Building $244,500	$284,500 Land $40,000 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1423 Riverpointe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Riverpointe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watertown serves 4,550 people · EPA ID MN1100012
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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