1423 Ridge Pl, Lahoma, OK 73754 Property Records

Garfield County property record for 1423 Ridge Pl, Lahoma, OK 73754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1979
Lot Size	1.07 acres (46,729 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2023)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`29460`

Property Details

APN / Parcel Number

Primary APN	`29460`
Alternative APN	`9065-00-001-006-0-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	46,729 sqft (1.07 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	360 sqft
Patio Area	188 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29460
Street Address	1423 RIDGE PL
City	LAHOMA
State	OK
Zip	73754-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 1 SD-M92 GREEN VALLEY 4TH SE/4 16-22-8
Legal Range	08W
Legal Township	22N
Legal Section	16
Legal Subdivision	GREEN VALLEY 4TH
Legal Block	1
Legal Lot Number	6
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1059
Census Tract	1603

Owner

1423 Ridge Pl is owned and occupied by an individual who bought it in August 2023.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1423 RIDGE PL, LAHOMA, OK 73754-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Jan 30, 2009 · Amount on File
Deed Document Number	20237048
Deed Book / Page	2637 / 769
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Aug 28, 2023
Property Address	1423 RIDGE PL, LAHOMA, OK 73754-9772
Document Number	02023/7048
Book / Page	2023 / 7048
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	APEX TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 RIDGE PL, LAHOMA, OK 73754-9772

Mortgage

Document Number	0020237049
Date	Aug 28, 2023
Instrument	2023/7049

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	02023/7050
Date	Aug 28, 2023
Book Page	2023/7050

Lender

Name	RURAL ENTERPRISES OF OKLAHOMA INC
Type	Non-Lending Institution
Address	DURANT, OK 74701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2033

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1423 RIDGE PL, LAHOMA, OK 73754-9772
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002593/91
Date	Jul 15, 2022
Book Page	2593/91

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1423 Ridge Pl was $1,961 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Cimarron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,641 (+0.05%) Land $2,625 Building $24,016	$213,129 (+0.05%) Land $21,000 Building $192,129
2025	$1,961.00 Homeowner's exemption	$26,627 Land $2,625 Building $24,002	$213,019 Land $21,000 Building $192,019
2023	$1,448.00 (-6.58%) Homeowner's exemption	$19,784 (-) Land $2,063 Building $17,721	$158,270 (-) Land $16,500 Building $141,770
2022	$1,550.00 Homeowner's exemption	$19,784 Land $2,063 Building $17,721	$158,270 Land $16,500 Building $141,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1423 Ridge Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Ridge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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