Shiawassee County property record for 1423 Olmstead St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1955 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Apr 2026) |
| Tax Bill | $2,400 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-603-004-006-00 |
| Primary APN | 050-603-004-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 968 sqft |
| Unfinished Basement | 968 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1423 OLMSTEAD ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 4 M L STEWART & CO'S 3RD ADD |
| Legal Subdivision | STEWART & COS 3RD ADD |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30400 |
1423 Olmstead St is owned and occupied by two individuals who bought it in April 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPTION MORTGAGE LENDING INC |
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTION MORTGAGE LENDING INC |
| Apr 14, 2026 | Warranty Deed, Transfer EXCHANGE TITLE |
| Feb 15, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on File |
| Deed Sale | Apr 16, 2026 · Amount on File |
| Prior Sale | Apr 14, 2026 · Amount on File |
| Deed Document Number | 20263402256 |
| Deed Book / Page | 1337 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 16, 2026 |
| Property Address | 1423 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0003402256 |
| Book / Page | 1337 / 681 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.3402256 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,203.14 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Document Number | 0013360958, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.3401519 |
| Name | OPTION MORTGAGE LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 1423 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0003401519 |
| Book / Page | 1336 / 958 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263401519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Document Number | 0003401519, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1336/958 |
| Instrument | 20263401519 |
| Name | OPTION MORTGAGE LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 1423 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0013370602 |
| Book / Page | 1337 / 602 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.3402162 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $68,373.97 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1423 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 15, 2018 |
| Property Address | 1423 OLMSTEAD ST, OWOSSO, MI 48867-1453 |
| Document Number | 0012420968 |
| Book / Page | 001242 / 000968 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 3306333 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1209 RIVERSIDE DR OWOSSO MI 488674941, OWOSSO, MI 48867-4941 |
The 2025 property tax bill for 1423 Olmstead St was $2,400 with a homeowner's exemption, up 4.2% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,900 (+8.56%) | $159,800 (+8.56%) | |
| 2025 | $2,400.00 (+4.17%) Homeowner's exemption | $73,600 | $147,200 |
| 2024 | $2,304.00 | ||
| 2023 | $2,304.00 Homeowner's exemption | $60,500 | $121,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1423 Olmstead St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1423 Olmstead St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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