1423 Lloyd Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1423 Lloyd Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,613 sqft · built 1990
Lot Size	4.83 acres (210,482 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jun 2023)
Tax Bill	$6,540 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-017911`

Property Details

APN / Parcel Number

Primary APN	`02-017911`
Alternative APNs	`2017911` `017911`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,613 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	210,482 sqft (4.83 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	017911
Street Address	1423 LLOYD DR
City	WESTMINSTER
State	MD
Zip	21158-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 20 - 4.832 ACS 1423 LLOYD DR 30-170 ROCKLAND ESTS SC 3 & 4
Legal Subdivision	ROCKLAND ESTATES
Legal Lot Number	20
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1007
Census Tract	507703

Owner

1423 Lloyd Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOODLAND HOME LENDING
Jun 28, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2022	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
Jul 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MID-ATLANTIC FCU
Jan 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Book / Page	11063 / 449
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0095490276
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2026
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Document Number	1186000029
Book / Page	11863 / 29
Instrument Date	Sep 2, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712

Mortgage

Document Number	1186000029,
Date	Sep 14, 2026
Book Page	11863/29

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Apr 28, 2026
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Document Number	1174000461
Book / Page	11748 / 461
Instrument Date	Feb 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712

Mortgage

Document Number	1174000461,
Date	Apr 28, 2026
Book Page	11748/461

Lender

Name	WOODLAND HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.1%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 28, 2023
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Document Number	0110630449
Book / Page	11063 / 449
Map Reference	MB 30 FO 170
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712

Mortgage

Document Number	0110630457
Date	Jun 28, 2023
Instrument	11063-0457

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107650029
Date	May 4, 2022
Book Page	10765/29

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	WASHINGTON NAVY YARD, DC 20374

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 31, 2020
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Document Number	0097840414
Book / Page	9784 / 414
Map Reference	MB 30 PG 170
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST CLASS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712

Mortgage

Document Number	0009784420
Date	Jul 31, 2020
Instrument	9784/420

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 27, 2020
Property Address	1423 LLOYD DR, WESTMINSTER, MD 21158-3712
Document Number	0095490276
Book / Page	009549 / 000276
Instrument Date	Oct 11, 2019
Transaction Type	Foreclosure
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 LLOYD DR WESTMINSTER MD 211583712, WESTMINSTER, MD 21158-3712

Tax Assessment & Valuation

The 2026 property tax bill for 1423 Lloyd Dr was $6,540 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,540.00 (+5.48%) Homeowner's exemption	$681,200 (+10.17%) Land $154,100 Building $527,100	$681,200 (-) Land $154,100 Building $527,100
2025	$6,200.00 Homeowner's exemption	$618,300	$681,200 Land $154,100 Building $527,100
2023	$5,565.00 (+1.27%)	$492,500 (+1.27%) Land $154,100 Building $338,400	$492,500 (-) Land $154,100 Building $338,400
2022	$5,495.00	$486,333	$492,500 Land $154,100 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1423 Lloyd Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Lloyd Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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