1423 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 1423 E Main St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Sep 2026)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E10BD1000`

Property Details

APN / Parcel Number

Primary APN	`391E10BD1000`
Alternative APNs	`391E10BD01000` `10735786`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1423 E MAIN ST
City	ASHLAND
State	OR
Zip	97520-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	2
Legal Subdivision	MILL POND SUBDIVISION
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2013
Census Tract	1802

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1423 E MAIN ST, ASHLAND, OR 97520-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 2, 2022	Warranty Deed, Transfer FIRST AMERICAN
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	202620099
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 4, 2026
Property Address	1423 E MAIN ST, ASHLAND, OR 97520-1309
Document Number	0000020099
Instrument Date	Aug 10, 2026
Instrument	202620099
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1423 E MAIN ST, ASHLAND, OR 97520-1309

Mortgage

Document Number	0000020100,
Date	Sep 4, 2026
Instrument	202620100

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 2, 2022
Property Address	1423 E MAIN ST, ASHLAND, OR 97520-1309
Document Number	0000007260
Map Reference	PL P27-2015
Instrument Date	Mar 1, 2022
Instrument	2022-007260
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1423 E MAIN ST, ASHLAND, OR 97520-1309

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	1423 E MAIN ST, ASHLAND, OR 97520-1309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020639
Date	Jun 22, 2017
Instrument	2017-020639

Lender

Name	UMPQUA BANK
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,560 (+3%)	$543,810 (+8.84%) Land $227,360 Building $316,450
2025	$3,483.00 (+2.14%)	$219,970 (+3%) Land $137,110 Building $82,860	$499,620 (-4.17%) Land $215,800 Building $283,820
2024	$3,410.00 (+3.36%)	$213,570 (+3%) Land $133,110 Building $80,460	$521,350 (+7.12%) Land $215,800 Building $305,550
2023	$3,299.00 (+3.32%)	$207,350 (+3%) Land $129,230 Building $78,120	$486,690 (+14.64%) Land $262,500 Building $224,190
2022	$3,193.00	$201,320 Land $125,480 Building $75,840	$424,550 Land $290,670 Building $133,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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