1423 E Cimarron Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1423 E Cimarron Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,978 sqft · built 1972
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,254 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19N02E-12-2-SD592-004-0009`

Property Details

APN / Parcel Number

Primary APN	`19N02E-12-2-SD592-004-0009`
Alternative APNs	`600024036` `24036`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	301 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24036
Street Address	1423 E CIMARRON DR
City	STILLWATER
State	OK
Zip	74075-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DONALDSON & MANNING EST 2ND SEC BLK 4 LOT 9
Legal Range	02E
Legal Township	19N
Legal Section	12
Legal Subdivision	DONALDSON & MANNING EST 2ND SEC
Legal Block	4
Legal Lot Number	9
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3019
Census Tract	10101

Owner

1423 E Cimarron Dr is owned and occupied by two individuals.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1423 E CIMARRON DR, STILLWATER, OK 74075-7334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	May 12, 2026
Property Address	1423 E CIMARRON DR, STILLWATER, OK 74075-7334
Document Number	0000005068
Book / Page	2937 / 952
Instrument Date	May 7, 2026
Instrument	20265068
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 E CIMARRON DR, STILLWATER, OK 74075-7334

Mortgage

Document Number	0000005068,
Date	May 12, 2026
Book Page	2937/952
Instrument	20265068

Lender

Name	BANCFIRST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1423 E CIMARRON DR, STILLWATER, OK 74075-7334
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 E CIMARRON DR, STILLWATER, OK 74075-7334

Mortgage

Document Number	0027220060
Date	Oct 11, 2022
Book Page	2722/60
Instrument	I-2022-011856

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1423 E Cimarron Dr was $2,254 with a homeowner's exemption, up 2.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,960 (+6.09%) Land $4,036 Building $19,924	$210,176 Land $35,408 Building $174,768
2025	$2,254.00 (+2.69%) Homeowner's exemption	$22,584 (-) Land $2,997 Building $19,587
2024	$2,195.00 (+3.39%) Homeowner's exemption	$22,584 (+3%) Land $2,997 Building $19,587	$226,070 (+9.1%) Land $30,000 Building $196,070
2023	$2,123.00 (+3.36%) Homeowner's exemption	$21,926 (+3%) Land $3,174 Building $18,752	$207,210 (+10.96%) Land $30,000 Building $177,210
2022	$2,054.00 Homeowner's exemption	$21,288 Land $2,850 Building $18,438	$186,740 Land $25,000 Building $161,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1423 E Cimarron Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 E Cimarron Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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