Oakland County property record for 1423 E 5th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1941 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jul 2022) |
| Tax Bill | $4,699 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-236-011 |
| Primary APN | 72-25-22-236-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 790 sqft |
| Basement Area | 790 sqft |
| Finished Basement | 786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 105 ft deep x 45 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1423 E 5TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB E 45 FT OF LOT 49 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 49 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 184400 |
1423 E 5th St is owned and occupied by two individuals who bought it in July 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 26, 2019 | Warranty Deed, Transfer · ARM FLAGSTAR BANK FSB |
| Apr 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on File |
| Deed Sale | Jul 13, 2022 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 2022413734 |
| Deed Book / Page | 57947 / 576 |
| Prior Transfer Date | Mar 28, 2018 |
| Prior Transfer Doc | 0000051118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 0000295308 |
|---|---|
| Date | Jan 15, 2022 |
| Book Page | 57297/881 |
| Instrument | 295308 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 13, 2022 |
| Property Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 0000413734 |
| Book / Page | 57947 / 576 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 413734 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 0000413298 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 57945/495 |
| Instrument | 413298 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 26, 2019 |
| Property Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 0000101380 |
| Book / Page | 52962 / 00344 |
| Map Reference | LB 17 PG 1 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 101380 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,468.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1423 E 5TH ST, 1423, ROYAL OAK, MI 48067-2914 |
| Name | Verified Name |
|---|---|
| Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 5296200346 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 52962/00346 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.81% |
| Index | 1-Year LIBOR |
| Max Rate | 9.81% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 4, 2018 |
| Property Address | 1423 E 5TH ST, ROYAL OAK, MI 48067-2914 |
| Document Number | 0000051118 |
| Book / Page | 051686 / 000814 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 51118 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1423 E 5TH ST ROYAL OAK MI 480672914, ROYAL OAK, MI 48067-2914 |
The 2025 property tax bill for 1423 E 5th St was $4,699 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,699.00 (-22.07%) Homeowner's exemption | $175,350 | $350,700 |
| 2024 | $6,030.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1423 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1423 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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