1423 Clairmonte Cir, Franklin, TN 37064 Property Records

Williamson County property record for 1423 Clairmonte Cir, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,389 sqft · built 1996
Lot Size	0.094 acres (4,100 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Sep 2025)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	May 2019 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094078A B 01100`

Property Details

APN / Parcel Number

Primary APN	`094078A B 01100`

Interior

Full Baths	3.5 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,389 sqft Living Area
1st Floor Area	1,177 sqft
2nd Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,100 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1423 CLAIRMONTE CIR
City	FRANKLIN
State	TN
Zip	37064-2493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CLAIRMONTE SEC 2 PB 21 PG 141 LOT 0239 SUBD REV
Legal Subdivision	CLAIRMONTE
Legal Lot Number	239 41
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1003
Census Tract	50603

Owner

1423 Clairmonte Cir is owned and occupied by an individual who bought it in September 2025.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1423 CLAIRMONTE CIR, FRANKLIN, TN 37064-2493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage · Line of Credit F & M BANK
Aug 23, 2019	Warranty Deed, Transfer · Conventional with PMI GUIDANCE RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	25028499
Deed Book / Page	9817 / 898
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1423 CLAIRMONTE CIR, FRANKLIN, TN 37064-2493
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076340613
Date	May 28, 2019
Book Page	7634/0613
Instrument	19019015

Lender

Name	F & M BANK
Type	Bank
Address	WHITE HOUSE, TN 37188

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 23, 2019
Property Address	1423 CLAIRMONTE CIR, FRANKLIN, TN 37064-2493
Document Number	0077190412
Book / Page	007719 / 000412
Instrument Date	Aug 21, 2019
Instrument	33592
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,553.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1423 CLAIRMONTE CIR FRANKLIN TN 370642493, FRANKLIN, TN 37064-2493

Mortgage

Document Number	77190415
Date	Aug 23, 2019
Book Page	007719/000415
Instrument	33593

Lender

Name	GUIDANCE RESID'L
Address	RESTON, VA 20190

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1423 Clairmonte Cir was $3,250, down 45% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 (-45.05%)	$157,525 Land $40,000 Building $117,525	$630,100 Land $160,000 Building $470,100
2024	$5,914.00 (+108.09%)
2023	$2,842.00	$104,450 (-) Land $25,000 Building $79,450	$417,800 (-) Land $100,000 Building $317,800
2022	$2,842.00	$104,450 Land $25,000 Building $79,450	$417,800 Land $100,000 Building $317,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1423 Clairmonte Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Clairmonte Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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