San Luis Obispo County property record for 1423 15th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,198 sqft · built 1949 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $736 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-041-025 |
| Primary APN | 062-041-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,198 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1423 15TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO WHEELER ADD BL 10 LT 9 |
| Legal Subdivision | WHEELER ADD |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 12201 |
1423 15th St is owned and occupied by an individual who acquired it in September 2026.
Source: San Luis Obispo County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1423 15TH ST, OCEANO, CA 93445-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Oct 23, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Deed Document Number | 202620490 |
| Last Transfer Date | Sep 19, 2026 |
| Transfer Doc | 0000030571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 29, 2026 |
| Property Address | 1423 15TH ST, OCEANO, CA 93445-9423 |
| Document Number | 0000030571 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 202630571 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1423 15TH ST, OCEANO, CA 93445-9423 |
| Document Number | 0000030572, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202630572 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 1423 15TH ST, OCEANO, CA 93445-9423 |
| Document Number | 0000020490 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202620490 |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $22,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 23, 2019 |
| Property Address | 1423 15TH ST, OCEANO, CA 93445-9423 |
| Document Number | 0000046819 |
| Instrument Date | Oct 19, 2019 |
| Instrument | 46819 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1423 15TH ST OCEANO CA 934459423, OCEANO, CA 93445-9423 |
The 2025 property tax bill for 1423 15th St was $736.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $540,600 (+1,321.4%) Land $402,900 Building $137,700 | |
| 2025 | $736.00 | $38,033 Land $6,661 Building $31,372 |
| 2023 | $622.00 (+1.14%) Homeowner's exemption | $36,557 Land $6,403 Building $30,154 |
| 2022 | $615.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1423 15th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1423 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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