14229 Community Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 14229 Community Dr, Carmel, IN 46033

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,728 sqft · built 2018
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$4,406 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-23-013-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-23-013-015.000-018`
Alternative APN	`1710230013015000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1710230013015000
Street Address	14229 COMMUNITY DR
City	CARMEL
State	IN
Zip	46033-7901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .12, SECTION 23, TOWNSHIP 18, RANGE 4, THE GROVE AT THE LEGACY, SECTION 1B, LOT 18A, IRREGULAR SHAPE
Legal Subdivision	GROVE/THE LEGACY SEC 1B
Legal Lot Number	18
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3013
Census Tract	110911

Owner

14229 Community Dr, a condominium, is owned and occupied by an individual who acquired it in September 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14229 COMMUNITY DR, CARMEL, IN 46033-7901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 7, 2018	Warranty Deed, Transfer MERIDIAN TITLE
Aug 17, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018
Deed Sale	Sep 7, 2018
Prior Sale	Sep 7, 2018
Deed Document Number	2018041785
Record Updated	Jun 8, 2026

September 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 7, 2018
Property Address	14229 COMMUNITY DR, CARMEL, IN 46033-7901
Document Number	2018041785
Map Reference	CAB D SL683
Instrument Date	Sep 5, 2018
Instrument	2018041785
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14229 COMMUNITY DR, CARMEL, IN 46033-7901

Mortgage

Document Number	2018041786
Date	Sep 7, 2018
Instrument	2018041786

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 7, 2018
Property Address	14229 COMMUNITY DR, CARMEL, IN 46033-7901
Document Number	0000041784
Instrument Date	Aug 16, 2018
Instrument	41784
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168 W CARMEL DR CARMEL IN 460322526, CARMEL, IN 46032-2526

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 17, 2018
Property Address	14229 COMMUNITY DR, CARMEL, IN 46033-7901
Instrument Date	Jun 20, 2018
Instrument	38182
Transaction Type	Construction Loan
Record Updated	Oct 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000038182
Date	Aug 17, 2018
Instrument	38182

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	INDIANAPOLIS, IN 46290

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 16, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,700 (-0.6%) Land $103,000 Building $292,700	$395,700 (-0.6%) Land $103,000 Building $292,700
2024	$4,406.00 (+16.31%)	$398,100 (+10.22%) Land $103,000 Building $295,100	$398,100 (+10.22%) Land $103,000 Building $295,100
2023	$3,788.00 (+3.38%) Homeowner's exemption	$361,200 (+12.88%) Land $77,600 Building $283,600	$361,200 (+12.88%) Land $77,600 Building $283,600
2022	$3,664.00 Homeowner's exemption	$320,000 Land $77,600 Building $242,400	$320,000 Land $77,600 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14229 Community Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14229 Community Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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