14228 Ryker Way, Davidson, NC 28036 Property Records

Mecklenburg County property record for 14228 Ryker Way, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,948 sqft · built 2020
Lot Size	0.504 acres (21,961 sqft)
Owner	Individual Name on Record
Last Sale	$2,400,000 (Dec 2025)
Tax Bill	$16,525 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-093-30`

Property Details

APN / Parcel Number

Primary APN	`003-093-30`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,948 sqft Heated Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Raised
Lot Area	21,961 sqft (0.504 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	14228 RYKER WAY
City	DAVIDSON
State	NC
Zip	28036-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L15 M64-482 TO 484
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1029
Census Tract	6404

Owner

Source: Mecklenburg County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2025133963
Deed Book / Page	40108 / 199
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009947
Date	Feb 6, 2023
Book Page	37919/25
Instrument	2023009947

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 30, 2025
Property Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322
Document Number	0000133963
Book / Page	40108 / 199
Map Reference	MB 64 PG 482-484
Instrument Date	Dec 29, 2025
Instrument	2025133963
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 FAIRVIEW LN, DAVIDSON, NC 28036-8132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322

Mortgage

Document Number	0000133964
Date	Dec 30, 2025
Instrument	2025133964

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 1, 2021
Property Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322
Document Number	0000065063
Book / Page	35891 / 250
Map Reference	MB 4 PG 482-484
Instrument Date	Apr 1, 2021
Instrument	2021065063
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1138, DAVIDSON, NC 28036-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14228 RYKER WAY, DAVIDSON, NC 28036-2322

Mortgage

Document Number	0000065064
Date	Apr 1, 2021
Instrument	2021065064

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,206,080 Land $260,000 Building $1,946,080
2024	$16,525.00
2023			$2,206,080 Land $260,000 Building $1,946,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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