14226 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 14226 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 2018
Owner	Individual Name on File
Last Sale	$478,000 (Feb 2024)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2018 Mortgage + 3 more
APN	`107-125-8168`

Property Details

APN / Parcel Number

Primary APN	`107-125-8168`
Alternative APN	`29179`

Interior

Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-125-8168
Street Address	14226 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 LAKE RAMSEY PH 2 INST 895983 INST NO 1234815 INST NO 1333222 INST NO 1385407 INST NO 1434820 INST NO 1454391 INST NO 2
Legal Subdivision	LAKE RAMSEY
Legal Phase	2
Legal Lot Number	76
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

14226 Riverlake Dr is owned and occupied by an individual who bought it in February 2024.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT CITY HOME MTG LLC
Jun 7, 2018	Deed of Trust, Mortgage · ARM GULF COAST BANK & TRUST CO
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY ONE BANK
Jan 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	2400997
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002400999
Date	Feb 20, 2024
Instrument	2400999

Lender

Name	CRESCENT CITY HOME MTG LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113492
Date	Jun 7, 2018
Instrument	2113492

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	LIBOR

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002184868
Date	Nov 27, 2019
Instrument	2184868

Lender

Name	PRIORITY ONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002143049
Date	Jan 17, 2019
Instrument	2143049

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14226 RIVERLAKE DR, COVINGTON, LA 70435-5786
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002231442
Date	Oct 9, 2020
Instrument	2231442

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14226 Riverlake Dr was $3,883 with a homeowner's exemption, down 6.1% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (-6.09%) Homeowner's exemption	$42,110 (-1.97%) Land $5,500 Building $36,610	$421,097 (-1.97%) Land $55,000 Building $366,097
2024	$4,135.00 (+46.32%) Homeowner's exemption	$42,955 (+42.49%) Land $5,500 Building $37,455	$429,546 (+42.49%) Land $55,000 Building $374,546
2023	$2,826.00 Homeowner's exemption	$30,146 (-) Land $4,000 Building $26,146	$301,460 (-) Land $40,000 Building $261,460
2022	$2,826.00 Homeowner's exemption	$30,146 Land $4,000 Building $26,146	$301,460 Land $40,000 Building $261,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14226 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14226 Riverlake Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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