14225 Dice Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 14225 Dice Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,401 sqft · built 1978
Lot Size	6.51 acres (283,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Sep 2019)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-11-1012-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-11-1012-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,401 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	283,576 sqft (6.51 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14225 DICE RD
City	HEMLOCK
State	MI
Zip	48626-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	W 495 FT OF N 1/2 OF NE 1/4 OF NE 1/4 EXC N 264 FT OF W 165 FT THEREOF 6.51 ACRES SEC 11 T12N R2E ***DESC CHANGED DUE TO COMB
Legal Range	02E
Legal Township	12N
Legal Section	11
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14225 DICE RD, HEMLOCK, MI 48626-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	201922884
Prior Transfer Date	Oct 5, 2015
Prior Transfer Doc	0000028758
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14225 DICE RD, HEMLOCK, MI 48626-9454
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	EXPRESS TITLE, EXPRESS TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14225 DICE RD, HEMLOCK, MI 48626-9454

Mortgage

Document Number	0000028644
Date	Aug 31, 2021
Instrument	2021028644

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 12, 2019
Property Address	14225 DICE RD, HEMLOCK, MI 48626-9454
Document Number	0000022884
Instrument Date	Sep 10, 2019
Instrument	22884
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6293 AMANDA DR SAGINAW MI 486384362, SAGINAW, MI 48638-4362

Mortgage

Document Number	22885
Date	Sep 12, 2019
Instrument	22885

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (+37.8%)	$312,800 (+37.8%)
2025	$4,722.00 (+18.67%) Homeowner's exemption
2023		$113,500	$227,000
2022	$3,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dice Rd

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