14224 Saddlehorn, Gardendale, TX 79758 Property Records

Ector County property record for 14224 Saddlehorn, Gardendale, TX 79758

Property Summary

Property Type	Single Family Home
Details	1,686 sqft · built 2015
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Tax Bill	$4,540 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28150-00301-00500`

Property Details

APN / Parcel Number

Primary APN	`28150-00301-00500`
Alternative APNs	`28150.00088.00000` `R100082578` `100082578`

Interior

Building Area	1,686 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	61,420 sqft (1.41 acres)
Patio Area	138 sqft
Storage Building	96 sqft

Location & Zoning

Account Number	100082578
Street Address	14224 SADDLEHORN
City	GARDENDALE
State	TX
Zip	79758-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EG1
Legal Description	SADDLEBACK RIDGE BLOCK 3 LOT 5
Legal Subdivision	SADDLEBACK RIDGE
Legal Block	3
Legal Lot Number	5
Jurisdiction	ECTOR TX
Township / Civil Division	ODESSA
Census Block Group	2
Census Block	2004
Census Tract	3002

Owner

Source: Ector County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019
Deed Sale	Mar 1, 2019
Prior Sale	Aug 30, 2013
Deed Document Number	2019-00003229
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921

Mortgage

Document Number	0000017152
Date	Aug 19, 2022
Instrument	2022-00017152

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921

Mortgage

Document Number	0000001842
Date	Jan 27, 2022
Instrument	2022-1842

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921

Mortgage

Document Number	0000000364
Date	Jan 8, 2024
Instrument	2024-00000364

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ECTOR TX
Recording Date	Mar 1, 2019
Property Address	14224 SADDLEHORN, GARDENDALE, TX 79758-4921
Document Number	0000003229
Instrument Date	Feb 28, 2019
Instrument	3229
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	BASIN ABSTRACT AND TITLE, BASIN ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 SADDLEHORN GARDENDALE TX 797584921, GARDENDALE, TX 79758-4921

Mortgage

Document Number	3230
Date	Mar 1, 2019
Instrument	3230

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Ector County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Ector County
Unified School District	Ector County Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,830 (+9.31%) Land $54,663 Building $227,167	$281,830 (+9.31%) Land $54,663 Building $227,167
2024	$4,540.00 (+8.4%)
2023	$4,188.00 (-6.79%)	$257,825 Land $31,324 Building $226,501	$257,825 Land $31,324 Building $226,501
2022	$4,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER GARDENDALE WSC serves 3,477 people · EPA ID TX0680214
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BSX Broadband Fixed Wireless	1,000 / 1,000
Rural Telecommunications of America Fixed Wireless	300 / 150
Net Ops Communications Fixed Wireless	100 / 20

May also be available: AT&T, Reach Broadband, Verizon.

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