14224 E Prospect Pl, Lockeford, CA 95237 Property Records

San Joaquin County property record for 14224 E Prospect Pl, Lockeford, CA 95237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,127 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Dec 2025)
Tax Bill	$6,062 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-280-060-000`

Property Details

APN / Parcel Number

Primary APN	`019-280-060-000`
Alternative APN	`019-280-06`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	019-280-06
Street Address	14224 E PROSPECT PL
City	LOCKEFORD
State	CA
Zip	95237-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRACT 1180 LOT 74
Legal Subdivision	BEAR CREEK TERRACE
Legal Tract	1180
Legal Block	2
Legal Lot Number	74
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2004
Census Tract	4701

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 15, 2025	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Dec 15, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	2025114201
Prior Transfer Date	Dec 14, 2025
Prior Transfer Doc	0000114202
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617

Mortgage

Document Number	0000190131
Date	Nov 15, 2021
Instrument	2021-190131

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 15, 2025
Property Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Document Number	0000114202
Map Reference	VOL 22 PG 12
Instrument Date	Dec 14, 2025
Instrument	2025-114202
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 15, 2025
Property Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Document Number	0000114201
Map Reference	VOL 22 PG 12
Instrument Date	Dec 12, 2025
Instrument	2025-114201
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617

Mortgage

Document Number	0000114203
Date	Dec 15, 2025
Instrument	2025-114203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617

Mortgage

Document Number	0000020688
Date	Feb 28, 2019
Instrument	2019-020688

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 3, 2018
Property Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617
Document Number	0000049071
Map Reference	VOL 22 PG 12
Instrument Date	May 1, 2018
Instrument	2018-049071
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14224 E PROSPECT PL, LOCKEFORD, CA 95237-9617

Mortgage

Document Number	0000049072
Date	May 3, 2018
Instrument	2018-049072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,062.00 (+37.34%)
2025	$4,414.00 (+4.08%)	$398,177 (+4.04%) Land $102,402 Building $295,775
2023	$4,241.00 (+2.24%)	$382,718 Land $98,427 Building $284,291	$383,940
2022	$4,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKEFORD COMMUNITY SERV. DIST. serves 3,572 people · EPA ID CA3910008
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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