14223 Spindle Arbor Rd, Cypress, TX 77429 Property Records

Harris County property record for 14223 Spindle Arbor Rd, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,564 sqft · built 2008
Lot Size	0.203 acres (8,849 sqft)
Owner	2 Individual Names on File
Last Sale	$320,600 (Nov 2012)
Tax Bill	$6,843 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`130-594-001-0006`

Property Details

APN / Parcel Number

Primary APN	`130-594-001-0006`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,564 sqft Living Area
1st Floor Area	2,858 sqft
Attic	Attic
Attic Area	706 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,849 sqft (0.203 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1305940010006
Street Address	14223 SPINDLE ARBOR RD
City	CYPRESS
State	TX
Zip	77429-5868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 1 PARK AT ARBORDALE SEC 1
Legal Subdivision	PARK AT ARBORDALE SEC 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2005
Census Tract	554409

Owner

14223 Spindle Arbor Rd is owned and occupied by two individuals who bought it in November 2012.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14223 SPINDLE ARBOR RD, CYPRESS, TX 77429-5868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2012 · Amount on File
Deed Sale	Nov 6, 2012 · Amount on File
Prior Sale	Feb 4, 2009
Deed Document Number	2012517783
Deed Book / Page	084-67 / 0838
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14223 SPINDLE ARBOR RD, CYPRESS, TX 77429-5868
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364923
Date	Sep 15, 2025
Instrument	2025-364923

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 14223 Spindle Arbor Rd was $6,843 with a homeowner's exemption, up 110.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,835 (+10.11%) Land $79,232 Building $424,603	$503,835 (+10.11%) Land $79,232 Building $424,603
2025	$6,843.00 (+110.62%) Homeowner's exemption	$457,568 (-14.84%) Land $79,232 Building $378,336	$457,568 (-14.84%) Land $79,232 Building $378,336
2024	$3,249.00 (+20.2%) Homeowner's exemption	$537,309 (+6.2%) Land $79,232 Building $458,077	$537,309 (+6.2%) Land $79,232 Building $458,077
2023	$2,703.00 Homeowner's exemption	$505,955 Land $79,232 Building $426,723	$505,955 Land $79,232 Building $426,723
2022	$2,703.00
2020	$2,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14223 Spindle Arbor Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 226 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	19 (2016–2017)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 15 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14223 Spindle Arbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 365 serves 4,461 people · EPA ID TX1013009
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20